Cincinnati vs Huber Heights: Actuary Salary (2026)
Compare actuary salaries between Cincinnati, OH and Huber Heights, OH. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Cincinnati, OH | Huber Heights, OH |
|---|---|---|
| Median Salary | $112,251 | $119,784▲ |
| Hourly Rate | $53.96 | $57.59▲ |
| Entry Level (P10) | $83,716▲ | $72,572 |
| 25th Percentile | $97,926▲ | $89,325 |
| 75th Percentile | $158,887▲ | $152,298 |
| Top Earner (P90) | $180,796 | $185,666▲ |
| Total Employed | 340▲ | 11 |
Verdict
Huber Heights, OH offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Cincinnati.
The salary gap between Cincinnati and Huber Heights is $7,533 (6.71%). Huber Heights's median is -10.72% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Cincinnati spans $97,080,Huber Heights spans $113,094. Huber Heights has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Huber Heights ($132,066 effective) pays 12.21% more than Cincinnati ($117,701 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Cincinnati if…
- ✓Larger job market (340 employed)
- ✓You prefer the Ohio area and lifestyle
Choose Huber Heights if…
- ✓Higher median salary ($119,784/year)
- ✓Better top-earner potential ($185,666)
- ✓Better purchasing power (CoL-adjusted: $132,066)
- ✓You prefer the Ohio area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Cincinnati grew 6.4% from 2019 to 2025, compared to 8.3% growth in Huber Heights over the same period.
Cincinnati, OH
$102,250 (2019) → $108,770 (2025)
Huber Heights, OH
$107,142 (2024) → $116,070 (2025)
View Full Salary Data
Cincinnati, OH
Huber Heights, OH
Frequently Asked Questions
Which city pays actuarys more: Cincinnati or Huber Heights?
What is the hourly rate difference between Cincinnati and Huber Heights?
Should I relocate from Cincinnati to Huber Heights as a actuary?
What do entry-level actuarys earn in Cincinnati vs Huber Heights?
Related Comparisons
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov