Entry-Level Actuary Salary in Fountain, CO: $84,687 (2026)
Quick Answer:New actuaries entering the Fountain, CO job market in 2026 can expect a starting salary around $84,687 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Fountain's local price level (BEA RPP 105.0 — 5% above national), a first-year paycheck buys what $80,654 would in average-cost America. Most reach the city median ($133,750) within a few years of clinical practice.
Based on BLS state-level estimates · View source
For graduates embarking on an actuarial career in Fountain, Colorado, the entry-level pay significantly varies, with the lowest 10% of earners making approximately $84,687 annually in 2026. While this figure may appear modest compared to the city's median annual salary of $133,750, it presents a realistic starting point for new actuaries beginning their careers. The expected progression from this entry-point salary towards the 25th percentile at $102,020 reflects a healthy growth trajectory over the initial few years. With a 3.20% annual growth rate, new grads can anticipate moving toward the median within three to five years, provided they engage in continuous professional development and exam progression. Given the current demand for actuaries in Fountain, this city represents a favorable market for recent graduates looking to advance their careers.
About the Fountain Market
Salary estimated from Colorado average ($125,000) adjusted for local cost of living.
Career Earnings Timeline in Fountain
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Fountain
Entry-level actuarys in Fountain, CO typically start between $84,687 and $102,020 per year (2026 est.). The full salary range spans $122,626 from the 10th to 90th percentile, with the local median at $133,750 — 0.31% below the national median.
Return on Investment
The average actuarial science program cost in Colorado of $60,000 represents just 70.85% of the starting actuary pay ($84,687/year) in Fountain. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Fountain
- 1Research the Fountain market: entry-level actuary pay ranges from $84,687 to $102,020, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in CO often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Fountain, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Fountain for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Fountain's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Fountain is $122,626 ( 144.80%) between entry-level and top earners. Starting at $84,687, experienced hygienists can earn up to $207,313.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$67,742
2025 BLS Actual
$82,061
2026 Current Est.
$84,687
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Fountain (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $67,742 | Actual |
| 2020 | $68,964 | Actual |
| 2021 | $66,071 | Actual |
| 2022 | $74,948 | Actual |
| 2023 | $78,729 | Actual |
| 2024 | $78,115 | Actual |
| 2025 | $82,061 | Actual |
| 2026(current) | $84,687 | Estimated |
| 2027 | $87,397 | Projected |
Entry-level actuary compensation (10th percentile) in Fountain, CO grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $67,742 in 2019 to $82,061 in 2025. By 2027, starting salaries are projected to reach $87,397. New graduates entering the Fountain job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Fountain metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Fountain
When exploring employment opportunities in Fountain, it is essential to identify the main players who actively hire entry-level actuaries. Notable employers in this sector include large life insurance companies like Prudential and MetLife, which often recruit through campus pipelines, providing structured exam study time for new grads. Health insurance firms also seek entry-level actuaries, while consulting firms such as Milliman and Mercer reward ASA-credentialed analysts with higher base salaries. For new graduates holding degrees in mathematics, statistics, or actuarial science, passing the Society of Actuaries (SOA) or Casualty Actuarial Society (CAS) exams will significantly enhance their starting pay. The ability to move swiftly through the exam process can create sizeable financial rewards, with each passed exam translating to an increase of $3,000 to $8,000 in base pay. As industry trends shift, familiarity with predictive analytics and data science will increasingly become essential, making the first few years of an actuarial career in Fountain a critical time for skill development and strategic planning.
More salary data for Fountain, CO:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Fountain. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Fountain is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov