Actuary Salary in Fountain, CO: $133,750 (2026)
Quick Answer:A full-time actuary in Fountain, CO earns a median $133,750/year (≈ $64.30/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Fountain's price level (5% above national, BEA RPP 105.0), that paycheck buys what $127,381 would nationally. Nominal pay sits 5.1% below the Colorado state average.
Based on BLS state-level estimates · View source
Fountain, Colorado, offers a competitive actuary salary with a median annual figure projected at $133,750 for 2026. This salary position places it slightly below the national median of $134,160, with local estimates drawing from BLS state-level data and regional cost adjustments. The pay range is notably broad, spanning from $84,687 at the 10th percentile to as high as $207,313 for those in the 90th percentile. Actuaries in Fountain can choose between specialties under the Society of Actuaries (SOA) in life, health, or pension sectors, and the Casualty Actuarial Society (CAS) in property and casualty insurance, affecting their potential earnings and job market dynamics.
About the Fountain Market
Salary estimated from Colorado average ($125,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $84,687 | $40.71 |
| Lower Range (P25) | $102,020 | $49.05 |
| Median (P50)(typical) | $133,750 | $64.30 |
| Upper Range (P75) | $171,201 | $82.31 |
| Top Earners (P90) | $207,313 | $99.67 |
Median Salary Position
0.31% below the national average
2026 Salary Percentile Distribution in Fountain
In Fountain, CO, the actuary salary spread from the 10th to 90th percentile is $122,626 (2026 est.). At $133,750, the local median is 0.31% below the national median of $134,160.
Salary Calculator
At 40 hours/week in Fountain: You'd be in the lower-middle range
How Fountain Actuary Pay Compares
Fountain median: $133,750/year (2026)
| Compared To | Median Salary | Fountain Pays |
|---|---|---|
| Colorado Average | $140,938 | -5.10% less |
| National Average | $134,160 | -0.31% less |
Actuarys in Fountain, CO earn a median of $133,750 per year (2026 est.), which is 0.31% lower than the national median of $134,160 and 5.10% below the Colorado state average of $140,938.
Cost-of-Living Adjusted Salary
Fountain has a cost of living 5.00% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Fountain, CO has a cost-of-living index of 105 (above the national average of 100). While the nominal salary of $133,750 is competitive, the higher cost of living reduces purchasing power to an effective $127,381 — a 4.76% reduction.
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2019 BLS Actual
$108,019
2025 BLS Actual
$129,603
2026 Current Est.
$133,750
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Fountain (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $108,019 | Actual |
| 2020 | $110,691 | Actual |
| 2021 | $105,577 | Actual |
| 2022 | $113,642 | Actual |
| 2023 | $119,634 | Actual |
| 2024 | $124,619 | Actual |
| 2025 | $129,603 | Actual |
| 2026(current) | $133,750 | Estimated |
| 2027 | $138,030 | Projected |
Based on 7 years of BLS OEWS data for the Fountain metropolitan area, the median actuary salary grew 20.0% from $108,019 (2019) to $129,603 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $138,030 by 2027 — a total increase of $30,011 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Fountain metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $84,687 – $102,020 |
| 3-5 years (Mid Career) | $102,020 – $133,750 |
| 5+ years (Experienced) | $133,750 – $171,201 |
| 10+ years (Top Earner) | $171,201 – $207,313 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Fountain
An analysis of the local job market reveals that only four actuaries are currently employed in Fountain, indicating limited competition but also restricting networking opportunities. With a cost of living index at 105, this suggests that living expenses are slightly above the national average, impacting purchasing power for actuaries in the region. Employers in Fountain that tend to offer higher compensation include major life insurance firms such as Prudential and MetLife, as well as health management organizations like UnitedHealth and Cigna. The variance in pay levels can be attributed to several factors, including exam progressions and specialty markets; those who pass additional actuarial exams generally see an immediate increase in salary. For professionals aiming to maximize their earnings, pursuing advanced credentials such as FSA or FCAS while gaining expertise in high-demand areas like predictive analytics can significantly enhance their pay prospects in Fountain, CO.
More salary data for Fountain, CO:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $129,603 for actuariesin the Fountain metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Fountain is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov