Entry-Level Actuary Salary in Englewood, CO: $82,191 (2026)
Quick Answer:New actuaries entering the Englewood, CO job market in 2026 can expect a starting salary around $82,191 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Englewood's local price level (BEA RPP 105.0 — 5% above national), a first-year paycheck buys what $78,277 would in average-cost America. Most reach the city median ($137,609) within a few years of clinical practice.
Based on BLS state-level estimates · View source
In Englewood, Colorado, the starting salary for entry-level actuaries is projected to be around $82,191 in 2026. This figure sets the stage for recent graduates entering the field, indicating a gap between entry-level pay and the city’s median annual salary of $137,609. New professionals can expect to see their earnings grow as they gain experience and pass actuarial exams, with a trajectory leading towards the first quartile salary of $101,316 within a few years. Englewood presents a reasonable market for new graduates, reflecting a favorable growth rate of 3.20%, suggesting opportunities for those willing to invest in their credentials and professional development.
About the Englewood Market
Salary estimated from Colorado average ($125,000) adjusted for local cost of living.
Career Earnings Timeline in Englewood
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Englewood
Entry-level actuarys in Englewood, CO typically start between $82,191 and $101,316 per year (2026 est.). The full salary range spans $131,103 from the 10th to 90th percentile, with the local median at $137,609 — 2.57% above the national median.
Return on Investment
The average actuarial science program cost in Colorado of $60,000 represents just 73.00% of the starting actuary pay ($82,191/year) in Englewood. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.
ASA, FSA Salary Negotiation Tips for New Graduates in Englewood
- 1Research the Englewood market: entry-level actuary pay ranges from $82,191 to $101,316, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the actuarial science field — employers in CO often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Englewood, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Englewood for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Englewood's moderate cost of living means your starting salary goes further here compared to many larger metro areas.
Actuary Compensation Range
The actuary wage spread in Englewood is $131,103 ( 159.51%) between entry-level and top earners. Starting at $82,191, experienced hygienists can earn up to $213,294.
Represents the current salary spread across experience levels, not projected career growth rate.
2019 BLS Actual
$65,745
2025 BLS Actual
$79,642
2026 Current Est.
$82,191
2019–2027 Growth
+29.0%
Salary Trajectory for Actuaries in Englewood (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $65,745 | Actual |
| 2020 | $66,931 | Actual |
| 2021 | $64,123 | Actual |
| 2022 | $72,739 | Actual |
| 2023 | $76,408 | Actual |
| 2024 | $75,767 | Actual |
| 2025 | $79,642 | Actual |
| 2026(current) | $82,191 | Estimated |
| 2027 | $84,821 | Projected |
Entry-level actuary compensation (10th percentile) in Englewood, CO grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $65,745 in 2019 to $79,642 in 2025. By 2027, starting salaries are projected to reach $84,821. New graduates entering the Englewood job market can expect continued year-over-year gains.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Englewood metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your actuarial science Career in Englewood
For aspiring actuaries in Englewood, key employers such as Prudential, MetLife, and consulting firms like Milliman and Mercer actively recruit entry-level candidates. These companies often provide structured support for exam preparation, essential for boosting starting salaries. Relevant educational credentials, including a bachelor's degree in mathematics or actuarial science, alongside the achievement of VEE credits, can enhance marketability. Moreover, the exam progression is fundamental to salary increases—each passed exam typically adds $3,000 to $8,000 to base pay. In the first few years, new actuaries can realistically anticipate gradual salary growth through exam success, with those who obtain Associate-level credentials from the SOA or CAS moving into higher-paying roles. The combination of foundational roles, educational achievements, and exam progress will significantly shape their career trajectories in the local market.
More salary data for Englewood, CO:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Englewood. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Englewood is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov