Actuary Pay

Senior Actuary Salary in Englewood, CO: $213,294 (2026)

Quick Answer:The top tier of actuaries working in Englewood, CO — those at or above the 90th percentile — pull in $213,294/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Englewood's price premium (BEA RPP 105.0, 5% above national) and that top-decile pay carries the same buying power as $203,137 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$213,294
Top 10% Earn
$102.55/hr
Top Hourly Rate
$176,140
75th Percentile
$213,294
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Englewood, CO — 2026 est., based on 2025 BLS
Englewood, CO actuary senior salary overview (2026 est., based on 2025 BLS)

In Englewood, Colorado, seasoned actuaries can command top-tier salaries that reflect their extensive expertise and the increasing demand for their specialized skill sets. The projected median annual salary for experienced actuaries in 2026 is $137,609, with the highest earners (P90) reaching a remarkable $213,294. This level of compensation places Englewood's top actuary salary ahead of the national average by 2.57%, highlighting the lucrative opportunities available in this vibrant market. The significant salary gap between the median and the highest earners underscores the rewards awaiting those who attain advanced credentials and specializations in areas like predictive analytics and enterprise risk management. Achieving a spot among top earners requires dedication to professional development, including gaining recognition as a Fellow (FSA) and mastering complex actuarial concepts.

About the Englewood Market

Salary estimated from Colorado average ($125,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Englewood

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Englewood. The median salary is $137,609, compared to the national median of $134,160.$74.0K$111.5K$149.0K$186.5K$224.0K$82.2K10th Pctl$101.3K25th Pctl$137.6KMedian$176.1K75th Pctl$213.3K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Englewood earn between $176,140 and $213,294 per year (2026 est.). This $131,103 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Englewood median of $137,609 sits 2.57% above the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Englewood metro area.

Top ASA, FSA Salary Comparison

LevelEnglewoodNational
Median (P50)$137,609$134,160
75th Percentile$176,140$176,111
90th Percentile (Top 10%)$213,294$221,983

In Englewood, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Englewood

1

Advanced Certifications in Colorado

CO actuaries with additional specialty certifications within the actuarial science field earn significantly above the $137,609 median. Expanded-scope credentials are increasingly valued by Englewood employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Englewood command premium compensation, often reaching the $176,140–$213,294 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Englewood metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Englewood with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Colorado who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Englewood

Clinical Actuary

0-5 years
$82,191 – $137,609

Senior/Lead Actuary

5-10 years
$137,609 – $176,140

Actuary Department Manager

10+ years
$176,140+

Educator / Specialty Leadership

Advanced
Varies by role

Englewood ranks #15 of 32 Colorado cities for top earner actuary salary (90th percentile: $213,294).

Top 10% actuary compensation in Englewood ($213,294) is 6.49% above the Colorado average P90 ($200,291).

2019 BLS Actual

$186,022

2025 BLS Actual

$206,680

2026 Current Est.

$213,294

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Englewood (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Englewood. Baseline $186,022 in 2025, projected to $220,119 by 2027.$179.2K$191.1K$203.1K$215.0K$226.9K2019202020212022202320242025202620272025 BLS$186.0K$188.3K$198.7K$191.5K$201.1K$198.7K$206.7K$213.3K$220.1K
YearAnnual SalaryStatus
2019$186,022Actual
2020$188,337Actual
2021$198,724Actual
2022$191,498Actual
2023$201,117Actual
2024$198,732Actual
2025$206,680Actual
2026(current)$213,294Estimated
2027$220,119Projected

Top-earning actuaries (90th percentile) in Englewood saw their compensation grow 11.1% from $186,022 in 2019 to $206,680 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $220,119 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Englewood metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Englewood

A closer examination reveals that certain specializations within the actuarial field command premium pay in Englewood. Fields such as life and annuity, health, property and casualty, and enterprise risk management are increasingly highly valued. Different employer types also contribute to varying pay scales for senior actuaries. For instance, insurers like Prudential and UnitedHealth typically offer competitive salaries, while consulting firms such as Mercer and Aon often provide even higher compensation for FSAs or FCAS due to the demand for advanced analytical skills. For actuaries considering career progression, paths such as transitioning from actuarial analyst to chief actuary present lucrative opportunities. Additionally, achieving advanced credentials like ASA or FSA, combined with specialized knowledge and a series of passed exams, can significantly enhance earning potential in this industry. Non-salary compensation factors also play a role, with benefits for study time and signing bonuses for credential completion further incentivizing professional advancement.

Frequently Asked Questions

How much do experienced actuaries make in Englewood in 2026?

Top-earning actuaries in Englewood (90th percentile) make $213,294/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $75,685 more than the area median of $137,609 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Englewood?

Higher actuary pay in Englewood is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Englewood?

The most impactful salary-boosting certifications for actuaries in Englewood include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $137,609, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Englewood?

Yes — the 90th percentile salary in Englewood is $213,294, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Englewood?

In Englewood, the gap between entry level ($82,191) and top earners ($213,294) is $131,103, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $206,680 for actuaries in the Englewood metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Englewood is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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