Actuary Pay

Tampa vs Winter Garden: Actuary Salary (2026)

Compare actuary salaries between Tampa, FL and Winter Garden, FL. All figures are 2026 estimates projected from BLS 2025 data.

Tampa, FL
$109,898
$52.84/hr
Winter Garden, FL
$125,091
$60.14/hr

Side-by-Side Comparison

MetricTampa, FLWinter Garden, FL
Median Salary$109,898$125,091
Hourly Rate$52.84$60.14
Entry Level (P10)$68,308$82,406
25th Percentile$85,388$97,781
75th Percentile$166,637$160,116
Top Earner (P90)$179,042$193,891
Total Employed35010
Side-by-side bar chart comparing Tampa ($109,898) and Winter Garden ($125,091) actuary salaries.TampaWinter GardenMedian Salary$109,898$125,091Entry Level (P10)$68,308$82,406Top Earner (P90)$179,042$193,891US Median $134,160

Verdict

Winter Garden, FL offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Tampa.

The salary gap between Tampa and Winter Garden is $15,193 (13.82%). Winter Garden's median is -6.76% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Tampa spans $110,734,Winter Garden spans $111,485. Winter Garden has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Tampa
P10 (Entry)$68,308
P25$85,388
Median$109,898
P75$166,637
P90 (Top)$179,042
Winter Garden
P10 (Entry)$82,406
P25$97,781
Median$125,091
P75$160,116
P90 (Top)$193,891

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Winter Garden ($124,098 effective) pays 13.93% more than Tampa ($108,929 effective).

Tampa
Nominal: $109,898
CoL Index: 100.89
Adjusted: $108,929
Winter Garden
Nominal: $125,091
CoL Index: 100.8
Adjusted: $124,098

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Tampa if…

  • Larger job market (350 employed)
  • You prefer the Florida area and lifestyle

Choose Winter Garden if…

  • Higher median salary ($125,091/year)
  • Better top-earner potential ($193,891)
  • Better purchasing power (CoL-adjusted: $124,098)
  • You prefer the Florida area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Tampa grew -2.0% from 2019 to 2025, compared to 5.7% growth in Winter Garden over the same period.

Tampa, FL

+-2.0%

$108,700 (2019) → $106,490 (2025)

Winter Garden, FL

+5.7%

$114,725 (2024) → $121,212 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Tampa or Winter Garden?

Winter Garden has a higher median actuary salary at $125,091/year, compared to Tampa at $109,898/year — a difference of $15,193 (13.82%).

What is the hourly rate difference between Tampa and Winter Garden?

Tampa actuarys earn $52.84/hr while Winter Garden hygienists earn $60.14/hr (2026 est.).

Should I relocate from Tampa to Winter Garden as a actuary?

Consider more than just salary when comparing Tampa and Winter Garden. Factor in cost of living (CoL-adjusted: Tampa = $108,929, Winter Garden = $124,098), job availability (350 vs 10 employed), commute, and career growth potential.

What do entry-level actuarys earn in Tampa vs Winter Garden?

Entry-level (10th percentile) actuarys earn $68,308 in Tampa and $82,406 in Winter Garden. The Winter Garden area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov