Tampa vs Winter Garden: Actuary Salary (2026)
Compare actuary salaries between Tampa, FL and Winter Garden, FL. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Tampa, FL | Winter Garden, FL |
|---|---|---|
| Median Salary | $109,898 | $125,091▲ |
| Hourly Rate | $52.84 | $60.14▲ |
| Entry Level (P10) | $68,308 | $82,406▲ |
| 25th Percentile | $85,388 | $97,781▲ |
| 75th Percentile | $166,637▲ | $160,116 |
| Top Earner (P90) | $179,042 | $193,891▲ |
| Total Employed | 350▲ | 10 |
Verdict
Winter Garden, FL offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Tampa.
The salary gap between Tampa and Winter Garden is $15,193 (13.82%). Winter Garden's median is -6.76% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Tampa spans $110,734,Winter Garden spans $111,485. Winter Garden has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Winter Garden ($124,098 effective) pays 13.93% more than Tampa ($108,929 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Tampa if…
- ✓Larger job market (350 employed)
- ✓You prefer the Florida area and lifestyle
Choose Winter Garden if…
- ✓Higher median salary ($125,091/year)
- ✓Better top-earner potential ($193,891)
- ✓Better purchasing power (CoL-adjusted: $124,098)
- ✓You prefer the Florida area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Tampa grew -2.0% from 2019 to 2025, compared to 5.7% growth in Winter Garden over the same period.
Tampa, FL
$108,700 (2019) → $106,490 (2025)
Winter Garden, FL
$114,725 (2024) → $121,212 (2025)
View Full Salary Data
Winter Garden, FL
Frequently Asked Questions
Which city pays actuarys more: Tampa or Winter Garden?
What is the hourly rate difference between Tampa and Winter Garden?
Should I relocate from Tampa to Winter Garden as a actuary?
What do entry-level actuarys earn in Tampa vs Winter Garden?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov