Actuary Pay

San Jose vs San Leandro: Actuary Salary (2026)

Compare actuary salaries between San Jose, CA and San Leandro, CA. All figures are 2026 estimates projected from BLS 2025 data.

San Jose, CA
$135,233
$65.02/hr
San Leandro, CA
$127,866
$61.48/hr

Side-by-Side Comparison

MetricSan Jose, CASan Leandro, CA
Median Salary$135,233$127,866
Hourly Rate$65.02$61.48
Entry Level (P10)$89,443$81,266
25th Percentile$104,975$98,206
75th Percentile$224,924$163,668
Top Earner (P90)$268,165$198,193
Total Employed12023
Side-by-side bar chart comparing San Jose ($135,233) and San Leandro ($127,866) actuary salaries.San JoseSan LeandroMedian Salary$135,233$127,866Entry Level (P10)$89,443$81,266Top Earner (P90)$268,165$198,193US Median $134,160

Verdict

San Jose, CA offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to San Leandro.

The salary gap between San Jose and San Leandro is $7,367 (5.76%). San Jose's median is +0.80% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in San Jose spans $178,722,San Leandro spans $116,927. San Jose has a wider pay range, meaning more potential for high earners but also more variation.

San Jose
P10 (Entry)$89,443
P25$104,975
Median$135,233
P75$224,924
P90 (Top)$268,165
San Leandro
P10 (Entry)$81,266
P25$98,206
Median$127,866
P75$163,668
P90 (Top)$198,193

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, San Jose ($122,468 effective) pays 8.33% more than San Leandro ($113,056 effective).

San Jose
Nominal: $135,233
CoL Index: 110.423
Adjusted: $122,468
San Leandro
Nominal: $127,866
CoL Index: 113.1
Adjusted: $113,056

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose San Jose if…

  • Higher median salary ($135,233/year)
  • Better top-earner potential ($268,165)
  • Larger job market (120 employed)
  • Better purchasing power (CoL-adjusted: $122,468)
  • You prefer the California area and lifestyle

Choose San Leandro if…

  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in San Jose grew 14.2% from 2020 to 2025, compared to -24.7% growth in San Leandro over the same period.

San Jose, CA

+14.2%

$114,700 (2020) → $131,040 (2025)

San Leandro, CA

+-24.7%

$164,528 (2024) → $123,901 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: San Jose or San Leandro?

San Jose has a higher median actuary salary at $135,233/year, compared to San Leandro at $127,866/year — a difference of $7,367 (5.76%).

What is the hourly rate difference between San Jose and San Leandro?

San Jose actuarys earn $65.02/hr while San Leandro hygienists earn $61.48/hr (2026 est.).

Should I relocate from San Jose to San Leandro as a actuary?

Consider more than just salary when comparing San Jose and San Leandro. Factor in cost of living (CoL-adjusted: San Jose = $122,468, San Leandro = $113,056), job availability (120 vs 23 employed), commute, and career growth potential.

What do entry-level actuarys earn in San Jose vs San Leandro?

Entry-level (10th percentile) actuarys earn $89,443 in San Jose and $81,266 in San Leandro. The San Jose area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov