Actuary Pay

Los Angeles vs Bakersfield: Actuary Salary (2026)

Compare actuary salaries between Los Angeles, CA and Bakersfield, CA. All figures are 2026 estimates projected from BLS 2025 data.

Los Angeles, CA
$132,065
$63.50/hr
Bakersfield, CA
$139,297
$66.97/hr

Side-by-Side Comparison

MetricLos Angeles, CABakersfield, CA
Median Salary$132,065$139,297
Hourly Rate$63.50$66.97
Entry Level (P10)$86,502$80,792
25th Percentile$106,337$100,649
75th Percentile$194,418$178,301
Top Earner (P90)$219,826$215,911
Total Employed380101
Side-by-side bar chart comparing Los Angeles ($132,065) and Bakersfield ($139,297) actuary salaries.Los AngelesBakersfieldMedian Salary$132,065$139,297Entry Level (P10)$86,502$80,792Top Earner (P90)$219,826$215,911US Median $134,160

Verdict

Los Angeles and Bakersfield are closely matched on overall actuary compensation, each winning on different metrics.

The salary gap between Los Angeles and Bakersfield is $7,232 (5.48%). Bakersfield's median is +3.83% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Los Angeles spans $133,324,Bakersfield spans $135,119. Bakersfield has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Los Angeles
P10 (Entry)$86,502
P25$106,337
Median$132,065
P75$194,418
P90 (Top)$219,826
Bakersfield
P10 (Entry)$80,792
P25$100,649
Median$139,297
P75$178,301
P90 (Top)$215,911

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Bakersfield ($123,163 effective) pays 5.91% more than Los Angeles ($116,289 effective).

Los Angeles
Nominal: $132,065
CoL Index: 113.566
Adjusted: $116,289
Bakersfield
Nominal: $139,297
CoL Index: 113.1
Adjusted: $123,163

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Los Angeles if…

  • Better top-earner potential ($219,826)
  • Larger job market (380 employed)
  • You prefer the California area and lifestyle

Choose Bakersfield if…

  • Higher median salary ($139,297/year)
  • Better purchasing power (CoL-adjusted: $123,163)
  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Los Angeles grew 12.9% from 2019 to 2025, compared to -24.7% growth in Bakersfield over the same period.

Los Angeles, CA

+12.9%

$113,380 (2019) → $127,970 (2025)

Bakersfield, CA

+-24.7%

$179,237 (2024) → $134,978 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Los Angeles or Bakersfield?

Bakersfield has a higher median actuary salary at $139,297/year, compared to Los Angeles at $132,065/year — a difference of $7,232 (5.48%).

What is the hourly rate difference between Los Angeles and Bakersfield?

Los Angeles actuarys earn $63.50/hr while Bakersfield hygienists earn $66.97/hr (2026 est.).

Should I relocate from Los Angeles to Bakersfield as a actuary?

Consider more than just salary when comparing Los Angeles and Bakersfield. Factor in cost of living (CoL-adjusted: Los Angeles = $116,289, Bakersfield = $123,163), job availability (380 vs 101 employed), commute, and career growth potential.

What do entry-level actuarys earn in Los Angeles vs Bakersfield?

Entry-level (10th percentile) actuarys earn $86,502 in Los Angeles and $80,792 in Bakersfield. The Los Angeles area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov