Actuary Pay

Los Angeles vs Oakland: Actuary Salary (2026)

Compare actuary salaries between Los Angeles, CA and Oakland, CA. All figures are 2026 estimates projected from BLS 2025 data.

Los Angeles, CA
$132,065
$63.50/hr
Oakland, CA
$185,059
$88.97/hr

Side-by-Side Comparison

MetricLos Angeles, CAOakland, CA
Median Salary$132,065$185,059
Hourly Rate$63.50$88.97
Entry Level (P10)$86,502$107,334
25th Percentile$106,337$134,356
75th Percentile$194,418$236,876
Top Earner (P90)$219,826$286,842
Total Employed38078
Side-by-side bar chart comparing Los Angeles ($132,065) and Oakland ($185,059) actuary salaries.Los AngelesOaklandMedian Salary$132,065$185,059Entry Level (P10)$86,502$107,334Top Earner (P90)$219,826$286,842US Median $134,160

Verdict

Oakland, CA offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Los Angeles.

The salary gap between Los Angeles and Oakland is $52,994 (40.13%). Oakland's median is +37.94% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Los Angeles spans $133,324,Oakland spans $179,508. Oakland has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Los Angeles
P10 (Entry)$86,502
P25$106,337
Median$132,065
P75$194,418
P90 (Top)$219,826
Oakland
P10 (Entry)$107,334
P25$134,356
Median$185,059
P75$236,876
P90 (Top)$286,842

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Oakland ($163,624 effective) pays 40.70% more than Los Angeles ($116,289 effective).

Los Angeles
Nominal: $132,065
CoL Index: 113.566
Adjusted: $116,289
Oakland
Nominal: $185,059
CoL Index: 113.1
Adjusted: $163,624

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Los Angeles if…

  • Larger job market (380 employed)
  • You prefer the California area and lifestyle

Choose Oakland if…

  • Higher median salary ($185,059/year)
  • Better top-earner potential ($286,842)
  • Better purchasing power (CoL-adjusted: $163,624)
  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Los Angeles grew 12.9% from 2019 to 2025, compared to -0.2% growth in Oakland over the same period.

Los Angeles, CA

+12.9%

$113,380 (2019) → $127,970 (2025)

Oakland, CA

+-0.2%

$179,758 (2024) → $179,321 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Los Angeles or Oakland?

Oakland has a higher median actuary salary at $185,059/year, compared to Los Angeles at $132,065/year — a difference of $52,994 (40.13%).

What is the hourly rate difference between Los Angeles and Oakland?

Los Angeles actuarys earn $63.50/hr while Oakland hygienists earn $88.97/hr (2026 est.).

Should I relocate from Los Angeles to Oakland as a actuary?

Consider more than just salary when comparing Los Angeles and Oakland. Factor in cost of living (CoL-adjusted: Los Angeles = $116,289, Oakland = $163,624), job availability (380 vs 78 employed), commute, and career growth potential.

What do entry-level actuarys earn in Los Angeles vs Oakland?

Entry-level (10th percentile) actuarys earn $86,502 in Los Angeles and $107,334 in Oakland. The Oakland area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov