Actuary Salary in San Leandro, CA: $127,866 (2026)
Quick Answer:A full-time actuary in San Leandro, CA earns a median $127,866/year (≈ $61.48/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in San Leandro's price level (13% above national, BEA RPP 113.1), that paycheck buys what $113,056 would nationally. Nominal pay sits 1.7% below the California state average.
Based on BLS state-level estimates · View source
In 2026, actuary salaries in San Leandro, California, are projected to reach a median of $127,866, reflecting a compensation trend that is influenced by the local market dynamics between consulting firms and insurers. The salary range for this profession varies widely, from $81,266 at the 10th percentile to $198,193 at the 90th, indicating a robust earning potential for experienced actuaries. These figures are derived from 2025 BLS state-level data, adjusted for regional cost considerations, signaling a competitive atmosphere for talent in the area. Furthermore, actuaries in consulting roles, particularly within firms like Milliman, Mercer, and WTW, generally enjoy higher pay compared to those in traditional insurance positions, contributing to differentiated earnings across the sector.
About the San Leandro Market
Salary estimated from California average ($148,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $81,266 | $39.07 |
| Lower Range (P25) | $98,206 | $47.21 |
| Median (P50)(typical) | $127,866 | $61.48 |
| Upper Range (P75) | $163,668 | $78.69 |
| Top Earners (P90) | $198,193 | $95.28 |
Median Salary Position
4.69% below the national average
2026 Salary Percentile Distribution in San Leandro
In San Leandro, CA, the actuary salary spread from the 10th to 90th percentile is $116,927 (2026 est.). At $127,866, the local median is 4.69% below the national median of $134,160.
Salary Calculator
At 40 hours/week in San Leandro: You'd be in the lower-middle range
How San Leandro Actuary Pay Compares
San Leandro median: $127,866/year (2026)
| Compared To | Median Salary | San Leandro Pays |
|---|---|---|
| California Average | $130,077 | -1.70% less |
| National Average | $134,160 | -4.69% less |
Actuarys in San Leandro, CA earn a median of $127,866 per year (2026 est.), which is 4.69% lower than the national median of $134,160 and 1.70% below the California state average of $130,077.
Cost-of-Living Adjusted Salary
San Leandro has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
San Leandro, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $127,866 is competitive, the higher cost of living reduces purchasing power to an effective $113,056 — a 11.58% reduction.
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2019 BLS Actual
$103,267
2025 BLS Actual
$123,901
2026 Current Est.
$127,866
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in San Leandro (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $103,267 | Actual |
| 2020 | $105,821 | Actual |
| 2021 | $100,932 | Actual |
| 2022 | $108,642 | Actual |
| 2023 | $114,370 | Actual |
| 2024 | $164,528 | Actual |
| 2025 | $123,901 | Actual |
| 2026(current) | $127,866 | Estimated |
| 2027 | $131,958 | Projected |
Based on 7 years of BLS OEWS data for the San Leandro metropolitan area, the median actuary salary grew 20.0% from $103,267 (2019) to $123,901 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $131,958 by 2027 — a total increase of $28,691 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the San Leandro metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $81,266 – $98,206 |
| 3-5 years (Mid Career) | $98,206 – $127,866 |
| 5+ years (Experienced) | $127,866 – $163,668 |
| 10+ years (Top Earner) | $163,668 – $198,193 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in San Leandro
With 23 actuaries employed in San Leandro, the market for actuarial professionals is relatively niche yet stable. The cost of living index at 113.1 means that take-home pay is somewhat offset by higher living expenses, requiring professionals to strategize their financial planning effectively. Life insurance companies, such as Prudential and MetLife, alongside consulting firms, tend to offer the most lucrative compensation packages. Actuaries who advance through the exam process can see substantial increases in salary, often between $3,000 and $8,000 for each passed exam, reflecting the significance of credential progression from ASA to FSA. Additionally, acquiring expertise in predictive analytics and data science could enhance employability and earnings potential. To maximize pay in this San Leandro market, aspiring actuaries should focus not only on exam completion but also on building a diverse skill set that aligns with industry demands.
More salary data for San Leandro, CA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $123,901 for actuariesin the San Leandro metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for San Leandro is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov