Key West vs Tampa: Actuary Salary (2026)
Compare actuary salaries between Key West, FL and Tampa, FL. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Key West, FL | Tampa, FL |
|---|---|---|
| Median Salary | $127,788▲ | $109,898 |
| Hourly Rate | $61.43▲ | $52.84 |
| Entry Level (P10) | $77,624▲ | $68,308 |
| 25th Percentile | $95,442▲ | $85,388 |
| 75th Percentile | $163,569 | $166,637▲ |
| Top Earner (P90) | $198,072▲ | $179,042 |
| Total Employed | 4 | 350▲ |
Verdict
Key West, FL offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Tampa.
The salary gap between Key West and Tampa is $17,890 (16.28%). Key West's median is -4.75% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Key West spans $120,448,Tampa spans $110,734. Key West has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Key West ($126,774 effective) pays 16.38% more than Tampa ($108,929 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Key West if…
- ✓Higher median salary ($127,788/year)
- ✓Better top-earner potential ($198,072)
- ✓Better purchasing power (CoL-adjusted: $126,774)
- ✓You prefer the Florida area and lifestyle
Choose Tampa if…
- ✓Larger job market (350 employed)
- ✓You prefer the Florida area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Key West grew 5.7% from 2024 to 2025, compared to -2.0% growth in Tampa over the same period.
Key West, FL
$117,199 (2024) → $123,826 (2025)
Tampa, FL
$108,700 (2019) → $106,490 (2025)
View Full Salary Data
Key West, FL
Frequently Asked Questions
Which city pays actuarys more: Key West or Tampa?
What is the hourly rate difference between Key West and Tampa?
Should I relocate from Key West to Tampa as a actuary?
What do entry-level actuarys earn in Key West vs Tampa?
Related Comparisons
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov