Actuary Pay

Jacksonville vs Key West: Actuary Salary (2026)

Compare actuary salaries between Jacksonville, FL and Key West, FL. All figures are 2026 estimates projected from BLS 2025 data.

Jacksonville, FL
$137,081
$65.90/hr
Key West, FL
$127,788
$61.43/hr

Side-by-Side Comparison

MetricJacksonville, FLKey West, FL
Median Salary$137,081$127,788
Hourly Rate$65.90$61.43
Entry Level (P10)$83,933$77,624
25th Percentile$106,750$95,442
75th Percentile$167,153$163,569
Top Earner (P90)$210,260$198,072
Total Employed1304
Side-by-side bar chart comparing Jacksonville ($137,081) and Key West ($127,788) actuary salaries.JacksonvilleKey WestMedian Salary$137,081$127,788Entry Level (P10)$83,933$77,624Top Earner (P90)$210,260$198,072US Median $134,160

Verdict

Jacksonville, FL offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Key West.

The salary gap between Jacksonville and Key West is $9,293 (7.27%). Jacksonville's median is +2.18% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Jacksonville spans $126,327,Key West spans $120,448. Jacksonville has a wider pay range, meaning more potential for high earners but also more variation.

Jacksonville
P10 (Entry)$83,933
P25$106,750
Median$137,081
P75$167,153
P90 (Top)$210,260
Key West
P10 (Entry)$77,624
P25$95,442
Median$127,788
P75$163,569
P90 (Top)$198,072

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Jacksonville ($137,792 effective) pays 8.69% more than Key West ($126,774 effective).

Jacksonville
Nominal: $137,081
CoL Index: 99.484
Adjusted: $137,792
Key West
Nominal: $127,788
CoL Index: 100.8
Adjusted: $126,774

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Jacksonville if…

  • Higher median salary ($137,081/year)
  • Better top-earner potential ($210,260)
  • Larger job market (130 employed)
  • Better purchasing power (CoL-adjusted: $137,792)
  • You prefer the Florida area and lifestyle

Choose Key West if…

  • You prefer the Florida area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Jacksonville grew 13.3% from 2019 to 2025, compared to 5.7% growth in Key West over the same period.

Jacksonville, FL

+13.3%

$117,220 (2019) → $132,830 (2025)

Key West, FL

+5.7%

$117,199 (2024) → $123,826 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Jacksonville or Key West?

Jacksonville has a higher median actuary salary at $137,081/year, compared to Key West at $127,788/year — a difference of $9,293 (7.27%).

What is the hourly rate difference between Jacksonville and Key West?

Jacksonville actuarys earn $65.90/hr while Key West hygienists earn $61.43/hr (2026 est.).

Should I relocate from Jacksonville to Key West as a actuary?

Consider more than just salary when comparing Jacksonville and Key West. Factor in cost of living (CoL-adjusted: Jacksonville = $137,792, Key West = $126,774), job availability (130 vs 4 employed), commute, and career growth potential.

What do entry-level actuarys earn in Jacksonville vs Key West?

Entry-level (10th percentile) actuarys earn $83,933 in Jacksonville and $77,624 in Key West. The Jacksonville area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov