Homestead vs Tampa: Actuary Salary (2026)
Compare actuary salaries between Homestead, FL and Tampa, FL. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Homestead, FL | Tampa, FL |
|---|---|---|
| Median Salary | $127,814▲ | $109,898 |
| Hourly Rate | $61.45▲ | $52.84 |
| Entry Level (P10) | $81,773▲ | $68,308 |
| 25th Percentile | $98,571▲ | $85,388 |
| 75th Percentile | $163,602 | $166,637▲ |
| Top Earner (P90) | $198,112▲ | $179,042 |
| Total Employed | 14 | 350▲ |
Verdict
Homestead, FL offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Tampa.
The salary gap between Homestead and Tampa is $17,916 (16.30%). Homestead's median is -4.73% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Homestead spans $116,339,Tampa spans $110,734. Homestead has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Homestead ($126,800 effective) pays 16.41% more than Tampa ($108,929 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Homestead if…
- ✓Higher median salary ($127,814/year)
- ✓Better top-earner potential ($198,112)
- ✓Better purchasing power (CoL-adjusted: $126,800)
- ✓You prefer the Florida area and lifestyle
Choose Tampa if…
- ✓Larger job market (350 employed)
- ✓You prefer the Florida area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Homestead grew 5.7% from 2024 to 2025, compared to -2.0% growth in Tampa over the same period.
Homestead, FL
$117,222 (2024) → $123,851 (2025)
Tampa, FL
$108,700 (2019) → $106,490 (2025)
View Full Salary Data
Homestead, FL
Frequently Asked Questions
Which city pays actuarys more: Homestead or Tampa?
What is the hourly rate difference between Homestead and Tampa?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov