Actuary Pay

Hartford vs Shelton: Actuary Salary (2026)

Compare actuary salaries between Hartford, CT and Shelton, CT. All figures are 2026 estimates projected from BLS 2025 data.

Hartford, CT
$172,138
$82.76/hr
Shelton, CT
$151,081
$72.63/hr

Side-by-Side Comparison

MetricHartford, CTShelton, CT
Median Salary$172,138$151,081
Hourly Rate$82.76$72.63
Entry Level (P10)$104,418$93,626
25th Percentile$133,345$113,738
75th Percentile$211,591$193,383
Top Earner (P90)$236,132$234,175
Total Employed96010
Side-by-side bar chart comparing Hartford ($172,138) and Shelton ($151,081) actuary salaries.HartfordSheltonMedian Salary$172,138$151,081Entry Level (P10)$104,418$93,626Top Earner (P90)$236,132$234,175US Median $134,160

Verdict

Hartford, CT offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Shelton.

The salary gap between Hartford and Shelton is $21,057 (13.94%). Hartford's median is +28.31% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Hartford spans $131,714,Shelton spans $140,549. Shelton has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Hartford
P10 (Entry)$104,418
P25$133,345
Median$172,138
P75$211,591
P90 (Top)$236,132
Shelton
P10 (Entry)$93,626
P25$113,738
Median$151,081
P75$193,383
P90 (Top)$234,175

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Hartford ($167,537 effective) pays 19.65% more than Shelton ($140,019 effective).

Hartford
Nominal: $172,138
CoL Index: 102.746
Adjusted: $167,537
Shelton
Nominal: $151,081
CoL Index: 107.9
Adjusted: $140,019

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Hartford if…

  • Higher median salary ($172,138/year)
  • Better top-earner potential ($236,132)
  • Larger job market (960 employed)
  • Better purchasing power (CoL-adjusted: $167,537)
  • You prefer the Connecticut area and lifestyle

Choose Shelton if…

  • You prefer the Connecticut area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Hartford grew 26.7% from 2021 to 2025, compared to -5.5% growth in Shelton over the same period.

Hartford, CT

+26.7%

$131,690 (2021) → $166,800 (2025)

Shelton, CT

+-5.5%

$154,900 (2024) → $146,396 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Hartford or Shelton?

Hartford has a higher median actuary salary at $172,138/year, compared to Shelton at $151,081/year — a difference of $21,057 (13.94%).

What is the hourly rate difference between Hartford and Shelton?

Hartford actuarys earn $82.76/hr while Shelton hygienists earn $72.63/hr (2026 est.).

Should I relocate from Hartford to Shelton as a actuary?

Consider more than just salary when comparing Hartford and Shelton. Factor in cost of living (CoL-adjusted: Hartford = $167,537, Shelton = $140,019), job availability (960 vs 10 employed), commute, and career growth potential.

What do entry-level actuarys earn in Hartford vs Shelton?

Entry-level (10th percentile) actuarys earn $104,418 in Hartford and $93,626 in Shelton. The Hartford area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov