Actuary Salary in Hartford, CT: $172,138 (2026)
Quick Answer:A full-time actuary in Hartford, CT earns a median $172,138/year (≈ $82.76/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Hartford's price level (3% above national, BEA RPP 102.7), that paycheck buys what $167,537 would nationally. Nominal pay sits 18.9% above the Connecticut state average.
Official BLS data · View source
Actuaries in Hartford, Connecticut, earn a median annual salary of $172,138, which is approximately 28.31% higher than the national median of $134,160. The salary range for this profession in Hartford extends from $104,418 at the 10th percentile to $236,132 at the 90th percentile, reflecting a robust market for actuaries in the area. This data is sourced from the official Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) for the year 2025 and projected into 2026. The strong compensation package suggests an active demand for skilled actuaries, driven by several factors, including the exam progression structure, which incentivizes continuous professional advancement.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $104,418 | $50.20 |
| Lower Range (P25) | $133,345 | $64.11 |
| Median (P50)(typical) | $172,138 | $82.76 |
| Upper Range (P75) | $211,591 | $101.72 |
| Top Earners (P90) | $236,132 | $113.53 |
Median Salary Position
28.31% above the national average
2026 Salary Percentile Distribution in Hartford
In Hartford, CT, the actuary salary spread from the 10th to 90th percentile is $131,714 (2026 est.). At $172,138, the local median is 28.31% above the national median of $134,160.
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At 40 hours/week in Hartford: You'd be above the median
How Hartford Actuary Pay Compares
Hartford median: $172,138/year (2026)
| Compared To | Median Salary | Hartford Pays |
|---|---|---|
| Connecticut Average | $144,775 | +18.90% more |
| National Average | $134,160 | +28.31% more |
Actuarys in Hartford, CT earn a median of $172,138 per year (2026 est.), which is 28.31% higher than the national median of $134,160 and 18.90% above the Connecticut state average of $144,775.
Cost-of-Living Adjusted Salary
Hartford has a cost of living 2.75% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Hartford, CT has a cost-of-living index of 102.746 (above the national average of 100). While the nominal salary of $172,138 is competitive, the higher cost of living reduces purchasing power to an effective $167,537 — a 2.67% reduction.
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2019 BLS Actual
$139,021
2025 BLS Actual
$166,800
2026 Current Est.
$172,138
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Hartford (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $139,021 | Actual |
| 2020 | $142,460 | Actual |
| 2021 | $131,690 | Actual |
| 2022 | $140,520 | Actual |
| 2023 | $143,150 | Actual |
| 2024 | $138,280 | Actual |
| 2025 | $166,800 | Actual |
| 2026(current) | $172,138 | Estimated |
| 2027 | $177,646 | Projected |
Based on 7 years of BLS OEWS data for the Hartford metropolitan area, the median actuary salary grew 20.0% from $139,021 (2019) to $166,800 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $177,646 by 2027 — a total increase of $38,625 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Hartford metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $104,418 – $133,345 |
| 3-5 years (Mid Career) | $133,345 – $172,138 |
| 5+ years (Experienced) | $172,138 – $211,591 |
| 10+ years (Top Earner) | $211,591 – $236,132 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Hartford
With around 960 actuaries currently employed in Hartford, the local job market appears to be healthy. However, the cost-of-living index, slightly above the national average at 102.746, indicates that take-home earnings may be impacted by the relatively higher expenses in the region. Major local employers include prominent life and health insurance companies like Prudential and UnitedHealth, as well as various consulting firms that favor candidates with advanced designations. The disparity in pay within this profession stems from factors such as the credential progression from ASA to FSA, the specific market specialization, and the additional benefits tied to exam completions, such as signing bonuses. For actuaries looking to maximize their pay in Hartford, focusing on gaining relevant experience, pursuing higher-level credentials, and enhancing specialized skills in predictive analytics could yield substantial benefits.
More salary data for Hartford, CT:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $166,800 for actuariesin the Hartford metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov