Actuary Pay

Hartford vs Naugatuck: Actuary Salary (2026)

Compare actuary salaries between Hartford, CT and Naugatuck, CT. All figures are 2026 estimates projected from BLS 2025 data.

Hartford, CT
$172,138
$82.76/hr
Naugatuck, CT
$138,714
$66.69/hr

Side-by-Side Comparison

MetricHartford, CTNaugatuck, CT
Median Salary$172,138$138,714
Hourly Rate$82.76$66.69
Entry Level (P10)$104,418$89,899
25th Percentile$133,345$104,252
75th Percentile$211,591$177,555
Top Earner (P90)$236,132$215,007
Total Employed9608
Side-by-side bar chart comparing Hartford ($172,138) and Naugatuck ($138,714) actuary salaries.HartfordNaugatuckMedian Salary$172,138$138,714Entry Level (P10)$104,418$89,899Top Earner (P90)$236,132$215,007US Median $134,160

Verdict

Hartford, CT offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Naugatuck.

The salary gap between Hartford and Naugatuck is $33,424 (24.10%). Hartford's median is +28.31% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Hartford spans $131,714,Naugatuck spans $125,108. Hartford has a wider pay range, meaning more potential for high earners but also more variation.

Hartford
P10 (Entry)$104,418
P25$133,345
Median$172,138
P75$211,591
P90 (Top)$236,132
Naugatuck
P10 (Entry)$89,899
P25$104,252
Median$138,714
P75$177,555
P90 (Top)$215,007

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Hartford ($167,537 effective) pays 30.32% more than Naugatuck ($128,558 effective).

Hartford
Nominal: $172,138
CoL Index: 102.746
Adjusted: $167,537
Naugatuck
Nominal: $138,714
CoL Index: 107.9
Adjusted: $128,558

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Hartford if…

  • Higher median salary ($172,138/year)
  • Better top-earner potential ($236,132)
  • Larger job market (960 employed)
  • Better purchasing power (CoL-adjusted: $167,537)
  • You prefer the Connecticut area and lifestyle

Choose Naugatuck if…

  • You prefer the Connecticut area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Hartford grew 26.7% from 2021 to 2025, compared to -10.3% growth in Naugatuck over the same period.

Hartford, CT

+26.7%

$131,690 (2021) → $166,800 (2025)

Naugatuck, CT

+-10.3%

$149,922 (2024) → $134,413 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Hartford or Naugatuck?

Hartford has a higher median actuary salary at $172,138/year, compared to Naugatuck at $138,714/year — a difference of $33,424 (24.10%).

What is the hourly rate difference between Hartford and Naugatuck?

Hartford actuarys earn $82.76/hr while Naugatuck hygienists earn $66.69/hr (2026 est.).

Should I relocate from Hartford to Naugatuck as a actuary?

Consider more than just salary when comparing Hartford and Naugatuck. Factor in cost of living (CoL-adjusted: Hartford = $167,537, Naugatuck = $128,558), job availability (960 vs 8 employed), commute, and career growth potential.

What do entry-level actuarys earn in Hartford vs Naugatuck?

Entry-level (10th percentile) actuarys earn $104,418 in Hartford and $89,899 in Naugatuck. The Hartford area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov