Hartford vs Milford: Actuary Salary (2026)
Compare actuary salaries between Hartford, CT and Milford, CT. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Hartford, CT | Milford, CT |
|---|---|---|
| Median Salary | $172,138▲ | $141,540 |
| Hourly Rate | $82.76▲ | $68.05 |
| Entry Level (P10) | $104,418▲ | $88,923 |
| 25th Percentile | $133,345▲ | $107,825 |
| 75th Percentile | $211,591▲ | $181,171 |
| Top Earner (P90) | $236,132▲ | $219,387 |
| Total Employed | 960▲ | 9 |
Verdict
Hartford, CT offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Milford.
The salary gap between Hartford and Milford is $30,598 (21.62%). Hartford's median is +28.31% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Hartford spans $131,714,Milford spans $130,464. Hartford has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Hartford ($167,537 effective) pays 27.72% more than Milford ($131,177 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Hartford if…
- ✓Higher median salary ($172,138/year)
- ✓Better top-earner potential ($236,132)
- ✓Larger job market (960 employed)
- ✓Better purchasing power (CoL-adjusted: $167,537)
- ✓You prefer the Connecticut area and lifestyle
Choose Milford if…
- ✓You prefer the Connecticut area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Hartford grew 26.7% from 2021 to 2025, compared to -10.3% growth in Milford over the same period.
Hartford, CT
$131,690 (2021) → $166,800 (2025)
Milford, CT
$152,976 (2024) → $137,151 (2025)
View Full Salary Data
Hartford, CT
Milford, CT
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov