Actuary Pay

Grand Rapids vs Pontiac: Actuary Salary (2026)

Compare actuary salaries between Grand Rapids, MI and Pontiac, MI. All figures are 2026 estimates projected from BLS 2025 data.

Grand Rapids, MI
$100,321
$48.24/hr
Pontiac, MI
$120,742
$58.05/hr

Side-by-Side Comparison

MetricGrand Rapids, MIPontiac, MI
Median Salary$100,321$120,742
Hourly Rate$48.24$58.05
Entry Level (P10)$64,521$73,492
25th Percentile$80,651$90,208
75th Percentile$146,038$154,549
Top Earner (P90)$170,043$187,150
Total Employed6012
Side-by-side bar chart comparing Grand Rapids ($100,321) and Pontiac ($120,742) actuary salaries.Grand RapidsPontiacMedian Salary$100,321$120,742Entry Level (P10)$64,521$73,492Top Earner (P90)$170,043$187,150US Median $134,160

Verdict

Pontiac, MI offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Grand Rapids.

The salary gap between Grand Rapids and Pontiac is $20,421 (20.36%). Pontiac's median is -10.00% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Grand Rapids spans $105,522,Pontiac spans $113,658. Pontiac has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Grand Rapids
P10 (Entry)$64,521
P25$80,651
Median$100,321
P75$146,038
P90 (Top)$170,043
Pontiac
P10 (Entry)$73,492
P25$90,208
Median$120,742
P75$154,549
P90 (Top)$187,150

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Pontiac ($129,552 effective) pays 23.39% more than Grand Rapids ($104,998 effective).

Grand Rapids
Nominal: $100,321
CoL Index: 95.546
Adjusted: $104,998
Pontiac
Nominal: $120,742
CoL Index: 93.2
Adjusted: $129,552

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Grand Rapids if…

  • Larger job market (60 employed)
  • You prefer the Michigan area and lifestyle

Choose Pontiac if…

  • Higher median salary ($120,742/year)
  • Better top-earner potential ($187,150)
  • Better purchasing power (CoL-adjusted: $129,552)
  • You prefer the Michigan area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Grand Rapids grew 4.4% from 2019 to 2025, compared to 8.3% growth in Pontiac over the same period.

Grand Rapids, MI

+4.4%

$93,110 (2019) → $97,210 (2025)

Pontiac, MI

+8.3%

$107,998 (2024) → $116,998 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Grand Rapids or Pontiac?

Pontiac has a higher median actuary salary at $120,742/year, compared to Grand Rapids at $100,321/year — a difference of $20,421 (20.36%).

What is the hourly rate difference between Grand Rapids and Pontiac?

Grand Rapids actuarys earn $48.24/hr while Pontiac hygienists earn $58.05/hr (2026 est.).

Should I relocate from Grand Rapids to Pontiac as a actuary?

Consider more than just salary when comparing Grand Rapids and Pontiac. Factor in cost of living (CoL-adjusted: Grand Rapids = $104,998, Pontiac = $129,552), job availability (60 vs 12 employed), commute, and career growth potential.

What do entry-level actuarys earn in Grand Rapids vs Pontiac?

Entry-level (10th percentile) actuarys earn $64,521 in Grand Rapids and $73,492 in Pontiac. The Pontiac area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov