Actuary Pay

Detroit vs Ann Arbor: Actuary Salary (2026)

Compare actuary salaries between Detroit, MI and Ann Arbor, MI. All figures are 2026 estimates projected from BLS 2025 data.

Detroit, MI
$109,020
$52.42/hr
Ann Arbor, MI
$128,101
$61.59/hr

Side-by-Side Comparison

MetricDetroit, MIAnn Arbor, MI
Median Salary$109,020$128,101
Hourly Rate$52.42$61.59
Entry Level (P10)$69,743$74,299
25th Percentile$84,634$93,082
75th Percentile$139,475$163,969
Top Earner (P90)$175,997$198,557
Total Employed24024
Side-by-side bar chart comparing Detroit ($109,020) and Ann Arbor ($128,101) actuary salaries.DetroitAnn ArborMedian Salary$109,020$128,101Entry Level (P10)$69,743$74,299Top Earner (P90)$175,997$198,557US Median $134,160

Verdict

Ann Arbor, MI offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Detroit.

The salary gap between Detroit and Ann Arbor is $19,081 (17.50%). Ann Arbor's median is -4.52% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Detroit spans $106,254,Ann Arbor spans $124,258. Ann Arbor has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Detroit
P10 (Entry)$69,743
P25$84,634
Median$109,020
P75$139,475
P90 (Top)$175,997
Ann Arbor
P10 (Entry)$74,299
P25$93,082
Median$128,101
P75$163,969
P90 (Top)$198,557

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Ann Arbor ($137,447 effective) pays 26.45% more than Detroit ($108,696 effective).

Detroit
Nominal: $109,020
CoL Index: 100.298
Adjusted: $108,696
Ann Arbor
Nominal: $128,101
CoL Index: 93.2
Adjusted: $137,447

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Detroit if…

  • Larger job market (240 employed)
  • You prefer the Michigan area and lifestyle

Choose Ann Arbor if…

  • Higher median salary ($128,101/year)
  • Better top-earner potential ($198,557)
  • Better purchasing power (CoL-adjusted: $137,447)
  • You prefer the Michigan area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Detroit grew 14.8% from 2019 to 2025, compared to 8.3% growth in Ann Arbor over the same period.

Detroit, MI

+14.8%

$92,040 (2019) → $105,640 (2025)

Ann Arbor, MI

+8.3%

$114,580 (2024) → $124,129 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Detroit or Ann Arbor?

Ann Arbor has a higher median actuary salary at $128,101/year, compared to Detroit at $109,020/year — a difference of $19,081 (17.50%).

What is the hourly rate difference between Detroit and Ann Arbor?

Detroit actuarys earn $52.42/hr while Ann Arbor hygienists earn $61.59/hr (2026 est.).

Should I relocate from Detroit to Ann Arbor as a actuary?

Consider more than just salary when comparing Detroit and Ann Arbor. Factor in cost of living (CoL-adjusted: Detroit = $108,696, Ann Arbor = $137,447), job availability (240 vs 24 employed), commute, and career growth potential.

What do entry-level actuarys earn in Detroit vs Ann Arbor?

Entry-level (10th percentile) actuarys earn $69,743 in Detroit and $74,299 in Ann Arbor. The Ann Arbor area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov