Actuary Pay

Gainesville vs Jacksonville: Actuary Salary (2026)

Compare actuary salaries between Gainesville, FL and Jacksonville, FL. All figures are 2026 estimates projected from BLS 2025 data.

Gainesville, FL
$132,629
$63.77/hr
Jacksonville, FL
$137,081
$65.90/hr

Side-by-Side Comparison

MetricGainesville, FLJacksonville, FL
Median Salary$132,629$137,081
Hourly Rate$63.77$65.90
Entry Level (P10)$76,924$83,933
25th Percentile$96,082$106,750
75th Percentile$169,764$167,153
Top Earner (P90)$205,574$210,260
Total Employed22130
Side-by-side bar chart comparing Gainesville ($132,629) and Jacksonville ($137,081) actuary salaries.GainesvilleJacksonvilleMedian Salary$132,629$137,081Entry Level (P10)$76,924$83,933Top Earner (P90)$205,574$210,260US Median $134,160

Verdict

Jacksonville, FL offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Gainesville.

The salary gap between Gainesville and Jacksonville is $4,452 (3.36%). Jacksonville's median is +2.18% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Gainesville spans $128,650,Jacksonville spans $126,327. Gainesville has a wider pay range, meaning more potential for high earners but also more variation.

Gainesville
P10 (Entry)$76,924
P25$96,082
Median$132,629
P75$169,764
P90 (Top)$205,574
Jacksonville
P10 (Entry)$83,933
P25$106,750
Median$137,081
P75$167,153
P90 (Top)$210,260

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Jacksonville ($137,792 effective) pays 4.72% more than Gainesville ($131,576 effective).

Gainesville
Nominal: $132,629
CoL Index: 100.8
Adjusted: $131,576
Jacksonville
Nominal: $137,081
CoL Index: 99.484
Adjusted: $137,792

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Gainesville if…

  • You prefer the Florida area and lifestyle

Choose Jacksonville if…

  • Higher median salary ($137,081/year)
  • Better top-earner potential ($210,260)
  • Larger job market (130 employed)
  • Better purchasing power (CoL-adjusted: $137,792)
  • You prefer the Florida area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Gainesville grew 5.7% from 2024 to 2025, compared to 13.3% growth in Jacksonville over the same period.

Gainesville, FL

+5.7%

$121,638 (2024) → $128,516 (2025)

Jacksonville, FL

+13.3%

$117,220 (2019) → $132,830 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Gainesville or Jacksonville?

Jacksonville has a higher median actuary salary at $137,081/year, compared to Gainesville at $132,629/year — a difference of $4,452 (3.36%).

What is the hourly rate difference between Gainesville and Jacksonville?

Gainesville actuarys earn $63.77/hr while Jacksonville hygienists earn $65.90/hr (2026 est.).

Should I relocate from Gainesville to Jacksonville as a actuary?

Consider more than just salary when comparing Gainesville and Jacksonville. Factor in cost of living (CoL-adjusted: Gainesville = $131,576, Jacksonville = $137,792), job availability (22 vs 130 employed), commute, and career growth potential.

What do entry-level actuarys earn in Gainesville vs Jacksonville?

Entry-level (10th percentile) actuarys earn $76,924 in Gainesville and $83,933 in Jacksonville. The Jacksonville area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov