Actuary Pay

Fort Lauderdale vs Miami: Actuary Salary (2026)

Compare actuary salaries between Fort Lauderdale, FL and Miami, FL. All figures are 2026 estimates projected from BLS 2025 data.

Fort Lauderdale, FL
$142,189
$68.36/hr
Miami, FL
$144,284
$69.37/hr

Side-by-Side Comparison

MetricFort Lauderdale, FLMiami, FL
Median Salary$142,189$144,284
Hourly Rate$68.36$69.37
Entry Level (P10)$87,098$87,813
25th Percentile$106,887$107,999
75th Percentile$182,001$175,977
Top Earner (P90)$220,393$216,390
Total Employed29310
Side-by-side bar chart comparing Fort Lauderdale ($142,189) and Miami ($144,284) actuary salaries.Fort LauderdaleMiamiMedian Salary$142,189$144,284Entry Level (P10)$87,098$87,813Top Earner (P90)$220,393$216,390US Median $134,160

Verdict

Miami, FL offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Fort Lauderdale.

The salary gap between Fort Lauderdale and Miami is $2,095 (1.47%). Miami's median is +7.55% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Fort Lauderdale spans $133,295,Miami spans $128,577. Fort Lauderdale has a wider pay range, meaning more potential for high earners but also more variation.

Fort Lauderdale
P10 (Entry)$87,098
P25$106,887
Median$142,189
P75$182,001
P90 (Top)$220,393
Miami
P10 (Entry)$87,813
P25$107,999
Median$144,284
P75$175,977
P90 (Top)$216,390

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Fort Lauderdale ($141,061 effective) pays 11.60% more than Miami ($126,393 effective).

Fort Lauderdale
Nominal: $142,189
CoL Index: 100.8
Adjusted: $141,061
Miami
Nominal: $144,284
CoL Index: 114.155
Adjusted: $126,393

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Fort Lauderdale if…

  • Better top-earner potential ($220,393)
  • Better purchasing power (CoL-adjusted: $141,061)
  • You prefer the Florida area and lifestyle

Choose Miami if…

  • Higher median salary ($144,284/year)
  • Larger job market (310 employed)
  • You prefer the Florida area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Fort Lauderdale grew 16.4% from 2024 to 2025, compared to 32.2% growth in Miami over the same period.

Fort Lauderdale, FL

+16.4%

$118,389 (2024) → $137,780 (2025)

Miami, FL

+32.2%

$105,750 (2019) → $139,810 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Fort Lauderdale or Miami?

Miami has a higher median actuary salary at $144,284/year, compared to Fort Lauderdale at $142,189/year — a difference of $2,095 (1.47%).

What is the hourly rate difference between Fort Lauderdale and Miami?

Fort Lauderdale actuarys earn $68.36/hr while Miami hygienists earn $69.37/hr (2026 est.).

Should I relocate from Fort Lauderdale to Miami as a actuary?

Consider more than just salary when comparing Fort Lauderdale and Miami. Factor in cost of living (CoL-adjusted: Fort Lauderdale = $141,061, Miami = $126,393), job availability (29 vs 310 employed), commute, and career growth potential.

What do entry-level actuarys earn in Fort Lauderdale vs Miami?

Entry-level (10th percentile) actuarys earn $87,098 in Fort Lauderdale and $87,813 in Miami. The Miami area offers higher starting salaries.

Related Comparisons

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Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov