Actuary Salary in Fort Lauderdale, FL: $142,189 (2026)
Quick Answer:A full-time actuary in Fort Lauderdale, FL earns a median $142,189/year (≈ $68.36/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Fort Lauderdale's price level (1% above national, BEA RPP 100.8), that paycheck buys what $141,061 would nationally. Nominal pay sits 9.6% above the Florida state average.
Based on BLS state-level estimates · View source
In 2026, actuaries in Fort Lauderdale, Florida, can expect an attractive median salary of $142,189, reflecting a competitive advantage over the national median of $134,160. The salary range for these professionals spans from $87,098 at the 10th percentile to as high as $220,393 at the 90th percentile, illustrating significant income potential based on experience and specialization. These figures, derived from 2025 BLS data projected to 2026, indicate robust opportunities for both established fellows and those still advancing through the exam process. As noted, the consulting sector, including firms like Milliman and Mercer, often provides higher pay than traditional insurance roles, creating a varied landscape for actuaries in the local job market.
About the Fort Lauderdale Market
Salary estimated from Florida average ($118,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $87,098 | $41.88 |
| Lower Range (P25) | $106,887 | $51.38 |
| Median (P50)(typical) | $142,189 | $68.36 |
| Upper Range (P75) | $182,001 | $87.50 |
| Top Earners (P90) | $220,393 | $105.96 |
Median Salary Position
5.98% above the national average
2026 Salary Percentile Distribution in Fort Lauderdale
In Fort Lauderdale, FL, the actuary salary spread from the 10th to 90th percentile is $133,295 (2026 est.). At $142,189, the local median is 5.98% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Fort Lauderdale: You'd be in the lower-middle range
How Fort Lauderdale Actuary Pay Compares
Fort Lauderdale median: $142,189/year (2026)
| Compared To | Median Salary | Fort Lauderdale Pays |
|---|---|---|
| Florida Average | $129,734 | +9.60% more |
| National Average | $134,160 | +5.98% more |
Actuarys in Fort Lauderdale, FL earn a median of $142,189 per year (2026 est.), which is 5.98% higher than the national median of $134,160 and 9.60% above the Florida state average of $129,734.
Cost-of-Living Adjusted Salary
Fort Lauderdale has a cost of living 0.80% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Fort Lauderdale, FL has a cost-of-living index of 100.8 (above the national average of 100). While the nominal salary of $142,189 is competitive, the higher cost of living reduces purchasing power to an effective $141,061 — a 0.79% reduction.
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2019 BLS Actual
$114,834
2025 BLS Actual
$137,780
2026 Current Est.
$142,189
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Fort Lauderdale (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $114,834 | Actual |
| 2020 | $117,675 | Actual |
| 2021 | $112,238 | Actual |
| 2022 | $120,812 | Actual |
| 2023 | $127,182 | Actual |
| 2024 | $118,389 | Actual |
| 2025 | $137,780 | Actual |
| 2026(current) | $142,189 | Estimated |
| 2027 | $146,739 | Projected |
Based on 7 years of BLS OEWS data for the Fort Lauderdale metropolitan area, the median actuary salary grew 20.0% from $114,834 (2019) to $137,780 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $146,739 by 2027 — a total increase of $31,905 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Fort Lauderdale metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $87,098 – $106,887 |
| 3-5 years (Mid Career) | $106,887 – $142,189 |
| 5+ years (Experienced) | $142,189 – $182,001 |
| 10+ years (Top Earner) | $182,001 – $220,393 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Fort Lauderdale
The local job market for actuaries in Fort Lauderdale is promising, with 29 professionals currently employed in the area and a moderate cost of living index at 100.8. Compared to national metrics, this suggests that despite the higher-than-average salaries, the local purchasing power remains viable. Employers such as Prudential and UnitedHealth typically offer some of the highest pay scales, but actuaries can also benefit from the diversity of industries including property and casualty insurers and consulting firms. The wide salary spread is driven largely by factors such as progress through actuarial exams (with each passed exam contributing significant pay increases) and the transition from Associate to Fellow status, which can yield substantial financial rewards. For actuaries seeking to maximize their compensation in Fort Lauderdale, pursuing additional certifications, expanding industry-relevant skills, and networking within consulting chains are effective strategies to consider.
More salary data for Fort Lauderdale, FL:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $137,780 for actuariesin the Fort Lauderdale metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Fort Lauderdale is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov