Clearwater vs Tampa: Actuary Salary (2026)
Compare actuary salaries between Clearwater, FL and Tampa, FL. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Clearwater, FL | Tampa, FL |
|---|---|---|
| Median Salary | $110,631▲ | $109,898 |
| Hourly Rate | $53.19▲ | $52.84 |
| Entry Level (P10) | $64,167 | $68,308▲ |
| 25th Percentile | $79,655 | $85,388▲ |
| 75th Percentile | $141,608 | $166,637▲ |
| Top Earner (P90) | $171,479 | $179,042▲ |
| Total Employed | 19 | 350▲ |
Verdict
Clearwater and Tampa are closely matched on overall actuary compensation, each winning on different metrics.
The salary gap between Clearwater and Tampa is $733 (0.67%). Clearwater's median is -17.54% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Clearwater spans $107,312,Tampa spans $110,734. Tampa has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Clearwater ($109,753 effective) pays 0.76% more than Tampa ($108,929 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Clearwater if…
- ✓Higher median salary ($110,631/year)
- ✓Better purchasing power (CoL-adjusted: $109,753)
- ✓You prefer the Florida area and lifestyle
Choose Tampa if…
- ✓Better top-earner potential ($179,042)
- ✓Larger job market (350 employed)
- ✓You prefer the Florida area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Clearwater grew -11.4% from 2024 to 2025, compared to -2.0% growth in Tampa over the same period.
Clearwater, FL
$120,936 (2024) → $107,201 (2025)
Tampa, FL
$108,700 (2019) → $106,490 (2025)
View Full Salary Data
Clearwater, FL
Frequently Asked Questions
Which city pays actuarys more: Clearwater or Tampa?
What is the hourly rate difference between Clearwater and Tampa?
Should I relocate from Clearwater to Tampa as a actuary?
What do entry-level actuarys earn in Clearwater vs Tampa?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov