Clearwater vs Jacksonville: Actuary Salary (2026)
Compare actuary salaries between Clearwater, FL and Jacksonville, FL. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Clearwater, FL | Jacksonville, FL |
|---|---|---|
| Median Salary | $110,631 | $137,081▲ |
| Hourly Rate | $53.19 | $65.90▲ |
| Entry Level (P10) | $64,167 | $83,933▲ |
| 25th Percentile | $79,655 | $106,750▲ |
| 75th Percentile | $141,608 | $167,153▲ |
| Top Earner (P90) | $171,479 | $210,260▲ |
| Total Employed | 19 | 130▲ |
Verdict
Jacksonville, FL offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Clearwater.
The salary gap between Clearwater and Jacksonville is $26,450 (23.91%). Jacksonville's median is +2.18% compared to the US national median of $134,160.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Clearwater spans $107,312,Jacksonville spans $126,327. Jacksonville has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Jacksonville ($137,792 effective) pays 25.55% more than Clearwater ($109,753 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Clearwater if…
- ✓You prefer the Florida area and lifestyle
Choose Jacksonville if…
- ✓Higher median salary ($137,081/year)
- ✓Better top-earner potential ($210,260)
- ✓Larger job market (130 employed)
- ✓Better purchasing power (CoL-adjusted: $137,792)
- ✓You prefer the Florida area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, actuary salaries in Clearwater grew -11.4% from 2024 to 2025, compared to 13.3% growth in Jacksonville over the same period.
Clearwater, FL
$120,936 (2024) → $107,201 (2025)
Jacksonville, FL
$117,220 (2019) → $132,830 (2025)
View Full Salary Data
Clearwater, FL
Jacksonville, FL
Frequently Asked Questions
Which city pays actuarys more: Clearwater or Jacksonville?
What is the hourly rate difference between Clearwater and Jacksonville?
Should I relocate from Clearwater to Jacksonville as a actuary?
What do entry-level actuarys earn in Clearwater vs Jacksonville?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov