Actuary Pay

Cheshire vs Hartford: Actuary Salary (2026)

Compare actuary salaries between Cheshire, CT and Hartford, CT. All figures are 2026 estimates projected from BLS 2025 data.

Cheshire, CT
$138,209
$66.45/hr
Hartford, CT
$172,138
$82.76/hr

Side-by-Side Comparison

MetricCheshire, CTHartford, CT
Median Salary$138,209$172,138
Hourly Rate$66.45$82.76
Entry Level (P10)$88,750$104,418
25th Percentile$106,337$133,345
75th Percentile$176,906$211,591
Top Earner (P90)$214,224$236,132
Total Employed4960
Side-by-side bar chart comparing Cheshire ($138,209) and Hartford ($172,138) actuary salaries.CheshireHartfordMedian Salary$138,209$172,138Entry Level (P10)$88,750$104,418Top Earner (P90)$214,224$236,132US Median $134,160

Verdict

Hartford, CT offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Cheshire.

The salary gap between Cheshire and Hartford is $33,929 (24.55%). Hartford's median is +28.31% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Cheshire spans $125,474,Hartford spans $131,714. Hartford has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Cheshire
P10 (Entry)$88,750
P25$106,337
Median$138,209
P75$176,906
P90 (Top)$214,224
Hartford
P10 (Entry)$104,418
P25$133,345
Median$172,138
P75$211,591
P90 (Top)$236,132

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Hartford ($167,537 effective) pays 30.80% more than Cheshire ($128,090 effective).

Cheshire
Nominal: $138,209
CoL Index: 107.9
Adjusted: $128,090
Hartford
Nominal: $172,138
CoL Index: 102.746
Adjusted: $167,537

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Cheshire if…

  • You prefer the Connecticut area and lifestyle

Choose Hartford if…

  • Higher median salary ($172,138/year)
  • Better top-earner potential ($236,132)
  • Larger job market (960 employed)
  • Better purchasing power (CoL-adjusted: $167,537)
  • You prefer the Connecticut area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Cheshire grew -10.3% from 2024 to 2025, compared to 26.7% growth in Hartford over the same period.

Cheshire, CT

+-10.3%

$149,376 (2024) → $133,923 (2025)

Hartford, CT

+26.7%

$131,690 (2021) → $166,800 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Cheshire or Hartford?

Hartford has a higher median actuary salary at $172,138/year, compared to Cheshire at $138,209/year — a difference of $33,929 (24.55%).

What is the hourly rate difference between Cheshire and Hartford?

Cheshire actuarys earn $66.45/hr while Hartford hygienists earn $82.76/hr (2026 est.).

Should I relocate from Cheshire to Hartford as a actuary?

Consider more than just salary when comparing Cheshire and Hartford. Factor in cost of living (CoL-adjusted: Cheshire = $128,090, Hartford = $167,537), job availability (4 vs 960 employed), commute, and career growth potential.

What do entry-level actuarys earn in Cheshire vs Hartford?

Entry-level (10th percentile) actuarys earn $88,750 in Cheshire and $104,418 in Hartford. The Hartford area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov