Actuary Pay

Cape Coral vs Jacksonville: Actuary Salary (2026)

Compare actuary salaries between Cape Coral, FL and Jacksonville, FL. All figures are 2026 estimates projected from BLS 2025 data.

Cape Coral, FL
$129,327
$62.18/hr
Jacksonville, FL
$137,081
$65.90/hr

Side-by-Side Comparison

MetricCape Coral, FLJacksonville, FL
Median Salary$129,327$137,081
Hourly Rate$62.18$65.90
Entry Level (P10)$79,463$83,933
25th Percentile$97,501$106,750
75th Percentile$165,539$167,153
Top Earner (P90)$200,457$210,260
Total Employed29130
Side-by-side bar chart comparing Cape Coral ($129,327) and Jacksonville ($137,081) actuary salaries.Cape CoralJacksonvilleMedian Salary$129,327$137,081Entry Level (P10)$79,463$83,933Top Earner (P90)$200,457$210,260US Median $134,160

Verdict

Jacksonville, FL offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Cape Coral.

The salary gap between Cape Coral and Jacksonville is $7,754 (6.00%). Jacksonville's median is +2.18% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Cape Coral spans $120,994,Jacksonville spans $126,327. Jacksonville has a wider pay range, suggesting more variation in pay between entry-level and experienced actuarys.

Cape Coral
P10 (Entry)$79,463
P25$97,501
Median$129,327
P75$165,539
P90 (Top)$200,457
Jacksonville
P10 (Entry)$83,933
P25$106,750
Median$137,081
P75$167,153
P90 (Top)$210,260

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Jacksonville ($137,792 effective) pays 7.40% more than Cape Coral ($128,301 effective).

Cape Coral
Nominal: $129,327
CoL Index: 100.8
Adjusted: $128,301
Jacksonville
Nominal: $137,081
CoL Index: 99.484
Adjusted: $137,792

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Cape Coral if…

  • You prefer the Florida area and lifestyle

Choose Jacksonville if…

  • Higher median salary ($137,081/year)
  • Better top-earner potential ($210,260)
  • Larger job market (130 employed)
  • Better purchasing power (CoL-adjusted: $137,792)
  • You prefer the Florida area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Cape Coral grew 5.7% from 2024 to 2025, compared to 13.3% growth in Jacksonville over the same period.

Cape Coral, FL

+5.7%

$118,610 (2024) → $125,317 (2025)

Jacksonville, FL

+13.3%

$117,220 (2019) → $132,830 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Cape Coral or Jacksonville?

Jacksonville has a higher median actuary salary at $137,081/year, compared to Cape Coral at $129,327/year — a difference of $7,754 (6.00%).

What is the hourly rate difference between Cape Coral and Jacksonville?

Cape Coral actuarys earn $62.18/hr while Jacksonville hygienists earn $65.90/hr (2026 est.).

Should I relocate from Cape Coral to Jacksonville as a actuary?

Consider more than just salary when comparing Cape Coral and Jacksonville. Factor in cost of living (CoL-adjusted: Cape Coral = $128,301, Jacksonville = $137,792), job availability (29 vs 130 employed), commute, and career growth potential.

What do entry-level actuarys earn in Cape Coral vs Jacksonville?

Entry-level (10th percentile) actuarys earn $79,463 in Cape Coral and $83,933 in Jacksonville. The Jacksonville area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov