Senior Actuary Salary in Laramie, WY: $166,792 (2026)
Quick Answer:The top tier of actuaries working in Laramie, WY — those at or above the 90th percentile — pull in $166,792/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Laramie's price premium (BEA RPP 95.8, 4% below national) and that top-decile pay carries the same buying power as $174,104 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Senior actuaries in Laramie, Wyoming, have the potential to earn significantly above the median annual salary of $107,608, with top earners (P90) projected to make $166,792 in 2026. This represents a notable gap between the median and high-end salaries, demonstrating the value placed on exceptional talent in this market. To achieve top-tier pay in Laramie, actuaries often need extensive experience of seven years or more, along with advanced credentials and a robust exam record. The combination of knowledge in specialized areas and the ability to drive impactful decision-making further solidifies one's standing among the highest earners in this profession.
About the Laramie Market
Salary estimated from Wyoming average ($108,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Laramie
Experienced actuarys at the top of the pay scale in Laramie earn between $137,335 and $166,792 per year (2026 est.). This $100,873 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Laramie median of $107,608 sits 19.79% below the US median.
Top ASA, FSA Salary Comparison
| Level | Laramie | National |
|---|---|---|
| Median (P50) | $107,608 | $134,160 |
| 75th Percentile | $137,335 | $176,111 |
| 90th Percentile (Top 10%) | $166,792 | $221,983 |
In Laramie, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Laramie
Advanced Certifications in Wyoming
WY actuaries with additional specialty certifications within the actuarial science field earn significantly above the $107,608 median. Expanded-scope credentials are increasingly valued by Laramie employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Laramie command premium compensation, often reaching the $137,335–$166,792 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Laramie metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Laramie with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Wyoming who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Laramie
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedLaramie ranks #2 of 14 Wyoming cities for top earner actuary salary (90th percentile: $166,792).
Top 10% actuary compensation in Laramie ($166,792) is 3.57% above the Wyoming average P90 ($161,047).
2019 BLS Actual
$145,466
2025 BLS Actual
$161,620
2026 Current Est.
$166,792
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Laramie (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $145,466 | Actual |
| 2020 | $147,276 | Actual |
| 2021 | $155,399 | Actual |
| 2022 | $149,748 | Actual |
| 2023 | $157,270 | Actual |
| 2024 | $158,501 | Actual |
| 2025 | $161,620 | Actual |
| 2026(current) | $166,792 | Estimated |
| 2027 | $172,129 | Projected |
Top-earning actuaries (90th percentile) in Laramie saw their compensation grow 11.1% from $145,466 in 2019 to $161,620 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $172,129 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Laramie metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Laramie
In Laramie, actuaries specializing in life and annuity, health, property and casualty (P&C), or enterprise risk management (ERM) can command premium pay. Institutions like Prudential, MetLife, and UnitedHealth leverage their financial strength to offer more competitive compensation packages. Additionally, senior actuaries may find enhanced pay opportunities in consulting firms such as Mercer and Aon compared with traditional insurers. Career progression follows a structured path, generally starting as an actuarial analyst and advancing toward Fellowship status (FSA or FCAS), which typically elevates earning potential significantly. Attaining credentials such as ASA or FSA can enhance a senior actuary's salary, particularly as each passed exam often correlates to pay increases of $3,000 to $8,000. Not only do actuaries in Laramie benefit from traditional salary metrics, but non-salary factors such as study time benefits and signing bonuses for credential completion also play a key role in overall compensation within a competitive labor environment.
More salary data for Laramie, WY:
Frequently Asked Questions
How much do experienced actuaries make in Laramie in 2026?
What drives higher actuary pay in Laramie?
What certifications boost actuary salary in Laramie?
Can experienced actuaries make six figures in Laramie?
How much does actuary salary increase over time in Laramie?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $161,620 for actuaries in the Laramie metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Laramie is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov