Senior Actuary Salary in Oshkosh, WI: $191,458 (2026)
Quick Answer:The top tier of actuaries working in Oshkosh, WI — those at or above the 90th percentile — pull in $191,458/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Oshkosh's price premium (BEA RPP 93.4, 7% below national) and that top-decile pay carries the same buying power as $204,987 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Oshkosh, Wisconsin, the potential for senior actuaries to achieve top-tier compensation is significant, with the 2026 projected salary reaching up to $191,458 for the most experienced professionals. This level of pay, especially the 90th percentile earnings, showcases a robust earning potential that, while impressive, remains below the national average of $134,160. The difference between the median annual salary of $123,521 and this upper echelon underscores the considerable experience premium that seasoned actuaries can expect. Attaining such heights in Oshkosh necessitates not only years of industry experience but also mastery in specialized actuarial disciplines and a commitment to continuous professional development.
About the Oshkosh Market
Salary estimated from Wisconsin average ($122,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Oshkosh
Experienced actuarys at the top of the pay scale in Oshkosh earn between $158,107 and $191,458 per year (2026 est.). This $112,258 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Oshkosh median of $123,521 sits 7.93% below the US median.
Top ASA, FSA Salary Comparison
| Level | Oshkosh | National |
|---|---|---|
| Median (P50) | $123,521 | $134,160 |
| 75th Percentile | $158,107 | $176,111 |
| 90th Percentile (Top 10%) | $191,458 | $221,983 |
In Oshkosh, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Oshkosh
Advanced Certifications in Wisconsin
WI actuaries with additional specialty certifications within the actuarial science field earn significantly above the $123,521 median. Expanded-scope credentials are increasingly valued by Oshkosh employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Oshkosh command premium compensation, often reaching the $158,107–$191,458 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Oshkosh metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Oshkosh with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Wisconsin who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Oshkosh
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedOshkosh ranks #11 of 46 Wisconsin cities for top earner actuary salary (90th percentile: $191,458).
Top 10% actuary compensation in Oshkosh ($191,458) is 5.6% below the Wisconsin average P90 ($202,806).
2019 BLS Actual
$166,978
2025 BLS Actual
$185,521
2026 Current Est.
$191,458
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Oshkosh (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $166,978 | Actual |
| 2020 | $169,056 | Actual |
| 2021 | $178,380 | Actual |
| 2022 | $171,894 | Actual |
| 2023 | $180,527 | Actual |
| 2024 | $174,105 | Actual |
| 2025 | $185,521 | Actual |
| 2026(current) | $191,458 | Estimated |
| 2027 | $197,584 | Projected |
Top-earning actuaries (90th percentile) in Oshkosh saw their compensation grow 11.1% from $166,978 in 2019 to $185,521 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $197,584 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Oshkosh metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Oshkosh
Senior actuaries in Oshkosh can expect their compensation to vary, particularly based on specialization. Areas such as life and annuity, health insurance, and risk management command higher pay scales. Leading firms like Prudential, UnitedHealth, and State Farm often offer distinctly different compensation packages, rewarding actuaries with board-level responsibilities more generously compared to traditional actuarial roles. Advancement from positions like actuarial analyst through to FSA or FCAS not only provides a pathway to higher salaries but also enhances marketability in various sectors, such as consulting or insurance. For actuaries in WI, obtaining advanced credentials can significantly impact their earnings; each passed examination typically leads to substantial salary increases, further indicated by the potential for bonuses tied to credential completion.
More salary data for Oshkosh, WI:
Frequently Asked Questions
How much do experienced actuaries make in Oshkosh in 2026?
What drives higher actuary pay in Oshkosh?
What certifications boost actuary salary in Oshkosh?
Can experienced actuaries make six figures in Oshkosh?
How much does actuary salary increase over time in Oshkosh?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $185,521 for actuaries in the Oshkosh metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Oshkosh is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov