Actuary Pay

Madison vs Oshkosh: Actuary Salary (2026)

Compare actuary salaries between Madison, WI and Oshkosh, WI. All figures are 2026 estimates projected from BLS 2025 data.

Madison, WI
$139,661
$67.14/hr
Oshkosh, WI
$123,521
$59.38/hr

Side-by-Side Comparison

MetricMadison, WIOshkosh, WI
Median Salary$139,661$123,521
Hourly Rate$67.14$59.38
Entry Level (P10)$83,736$79,200
25th Percentile$106,090$95,296
75th Percentile$177,669$158,107
Top Earner (P90)$223,459$191,458
Total Employed17017
Side-by-side bar chart comparing Madison ($139,661) and Oshkosh ($123,521) actuary salaries.MadisonOshkoshMedian Salary$139,661$123,521Entry Level (P10)$83,736$79,200Top Earner (P90)$223,459$191,458US Median $134,160

Verdict

Madison, WI offers better overall compensation for actuaries, winning 4 out of 4 metrics compared to Oshkosh.

The salary gap between Madison and Oshkosh is $16,140 (13.07%). Madison's median is +4.10% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Madison spans $139,723,Oshkosh spans $112,258. Madison has a wider pay range, meaning more potential for high earners but also more variation.

Madison
P10 (Entry)$83,736
P25$106,090
Median$139,661
P75$177,669
P90 (Top)$223,459
Oshkosh
P10 (Entry)$79,200
P25$95,296
Median$123,521
P75$158,107
P90 (Top)$191,458

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Madison ($143,556 effective) pays 8.55% more than Oshkosh ($132,249 effective).

Madison
Nominal: $139,661
CoL Index: 97.287
Adjusted: $143,556
Oshkosh
Nominal: $123,521
CoL Index: 93.4
Adjusted: $132,249

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Madison if…

  • Higher median salary ($139,661/year)
  • Better top-earner potential ($223,459)
  • Larger job market (170 employed)
  • Better purchasing power (CoL-adjusted: $143,556)
  • You prefer the Wisconsin area and lifestyle

Choose Oshkosh if…

  • You prefer the Wisconsin area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Madison grew 24.1% from 2019 to 2025, compared to 6.6% growth in Oshkosh over the same period.

Madison, WI

+24.1%

$109,010 (2019) → $135,330 (2025)

Oshkosh, WI

+6.6%

$112,326 (2024) → $119,691 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Madison or Oshkosh?

Madison has a higher median actuary salary at $139,661/year, compared to Oshkosh at $123,521/year — a difference of $16,140 (13.07%).

What is the hourly rate difference between Madison and Oshkosh?

Madison actuarys earn $67.14/hr while Oshkosh hygienists earn $59.38/hr (2026 est.).

Should I relocate from Madison to Oshkosh as a actuary?

Consider more than just salary when comparing Madison and Oshkosh. Factor in cost of living (CoL-adjusted: Madison = $143,556, Oshkosh = $132,249), job availability (170 vs 17 employed), commute, and career growth potential.

What do entry-level actuarys earn in Madison vs Oshkosh?

Entry-level (10th percentile) actuarys earn $83,736 in Madison and $79,200 in Oshkosh. The Madison area offers higher starting salaries.

Related Comparisons

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov