Actuary Pay

Senior Actuary Salary in Moses Lake, WA: $215,449 (2026)

Quick Answer:The top tier of actuaries working in Moses Lake, WA — those at or above the 90th percentile — pull in $215,449/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Moses Lake's price premium (BEA RPP 107.4, 7% above national) and that top-decile pay carries the same buying power as $200,604 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$215,449
Top 10% Earn
$103.58/hr
Top Hourly Rate
$177,919
75th Percentile
$215,449
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Moses Lake, WA — 2026 est., based on 2025 BLS
Moses Lake, WA actuary senior salary overview (2026 est., based on 2025 BLS)

Moses Lake offers substantial earning potential for experienced actuaries, particularly at the senior level, where a top actuary salary can reach $215,449 in 2026. This figure not only reflects the heightened demand for seasoned professionals but also illustrates a significant experience premium, with the median salary sitting at $138,999. Closing the gap between these figures typically requires advanced qualifications and specialized knowledge. Those aiming for top-tier compensation must often navigate a trajectory that includes passing a series of challenging actuarial exams, earning fellow credentials, and cultivating expertise in high-demand specializations. The rate of growth for this position is projected at 3.20% annually, further encouraging determined professionals in Moses Lake to pursue the upper echelon of pay.

About the Moses Lake Market

Salary estimated from Washington average ($132,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Moses Lake

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Moses Lake. The median salary is $138,999, compared to the national median of $134,160.$82.3K$118.3K$154.3K$190.2K$226.2K$91.5K10th Pctl$108.7K25th Pctl$139.0KMedian$177.9K75th Pctl$215.4K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Moses Lake earn between $177,919 and $215,449 per year (2026 est.). This $123,990 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Moses Lake median of $138,999 sits 3.61% above the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Moses Lake metro area.

Top ASA, FSA Salary Comparison

LevelMoses LakeNational
Median (P50)$138,999$134,160
75th Percentile$177,919$176,111
90th Percentile (Top 10%)$215,449$221,983

In Moses Lake, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Moses Lake

1

Advanced Certifications in Washington

WA actuaries with additional specialty certifications within the actuarial science field earn significantly above the $138,999 median. Expanded-scope credentials are increasingly valued by Moses Lake employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Moses Lake command premium compensation, often reaching the $177,919–$215,449 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Moses Lake metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Moses Lake with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Washington who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Moses Lake

Clinical Actuary

0-5 years
$91,459 – $138,999

Senior/Lead Actuary

5-10 years
$138,999 – $177,919

Actuary Department Manager

10+ years
$177,919+

Educator / Specialty Leadership

Advanced
Varies by role

Moses Lake ranks #33 of 49 Washington cities for top earner actuary salary (90th percentile: $215,449).

Top 10% actuary compensation in Moses Lake ($215,449) is 1.48% below the Washington average P90 ($218,679).

2019 BLS Actual

$187,901

2025 BLS Actual

$208,768

2026 Current Est.

$215,449

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Moses Lake (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Moses Lake. Baseline $187,901 in 2025, projected to $222,343 by 2027.$181.0K$193.1K$205.1K$217.2K$229.2K2019202020212022202320242025202620272025 BLS$187.9K$190.2K$200.7K$193.4K$203.1K$212.0K$208.8K$215.4K$222.3K
YearAnnual SalaryStatus
2019$187,901Actual
2020$190,240Actual
2021$200,732Actual
2022$193,433Actual
2023$203,148Actual
2024$211,980Actual
2025$208,768Actual
2026(current)$215,449Estimated
2027$222,343Projected

Top-earning actuaries (90th percentile) in Moses Lake saw their compensation grow 11.1% from $187,901 in 2019 to $208,768 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $222,343 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Moses Lake metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Moses Lake

When examining the dynamics of senior actuary compensation in Moses Lake, key specializations emerge that command premium pay. Fields such as life and annuity, health insurance, and enterprise risk management offer differentiated salaries, reflecting complex risk assessment and predictive analytics competencies essential to today's market needs. Compensation varies significantly based on the type of employer, with consulting firms like Milliman or Aon typically presenting higher compensation packages for fully credentialed actuaries compared to traditional insurers. Additionally, the opportunity for advancement is substantial; actuaries often transition from positions such as actuarial analyst to managing actuary or chief actuary after acquiring Fellow designations. Those equipped with advanced credentials—such as the FSA or FCAS—see a notable increase in earning potential, driven by exam progression incentives and the strategic value of their specialties within the workforce.

Frequently Asked Questions

How much do experienced actuaries make in Moses Lake in 2026?

Top-earning actuaries in Moses Lake (90th percentile) make $215,449/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $76,450 more than the area median of $138,999 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Moses Lake?

Higher actuary pay in Moses Lake is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Moses Lake?

The most impactful salary-boosting certifications for actuaries in Moses Lake include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $138,999, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Moses Lake?

Yes — the 90th percentile salary in Moses Lake is $215,449, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Moses Lake?

In Moses Lake, the gap between entry level ($91,459) and top earners ($215,449) is $123,990, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $208,768 for actuaries in the Moses Lake metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Moses Lake is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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