Actuary Salary in Moses Lake, WA: $138,999 (2026)
Quick Answer:A full-time actuary in Moses Lake, WA earns a median $138,999/year (≈ $66.82/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 15-2011). Once you factor in Moses Lake's price level (7% above national, BEA RPP 107.4), that paycheck buys what $129,422 would nationally. Nominal pay sits 3.5% below the Washington state average.
Based on BLS state-level estimates · View source
In Moses Lake, Washington, actuaries can expect a median annual salary of $138,999 in 2026, slightly higher than the national median of $134,160 and reflective of a competitive local market. The salary spectrum for this profession ranges from $91,459 at the 10th percentile to an impressive $215,449 at the 90th percentile. These figures, derived from 2025 BLS data and adjusted to reflect regional price levels, indicate a healthy pay scale, particularly for those positioned at the upper end, often found in consulting environments rather than traditional insurers. Consequently, the dynamics between consulting firms and insurers reveal that actuary salaries in Moses Lake can vary significantly, contingent on specialty expertise and the chosen employment sector.
About the Moses Lake Market
Salary estimated from Washington average ($132,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $91,459 | $43.97 |
| Lower Range (P25) | $108,680 | $52.25 |
| Median (P50)(typical) | $138,999 | $66.82 |
| Upper Range (P75) | $177,919 | $85.54 |
| Top Earners (P90) | $215,449 | $103.58 |
Median Salary Position
3.61% above the national average
2026 Salary Percentile Distribution in Moses Lake
In Moses Lake, WA, the actuary salary spread from the 10th to 90th percentile is $123,990 (2026 est.). At $138,999, the local median is 3.61% above the national median of $134,160.
Salary Calculator
At 40 hours/week in Moses Lake: You'd be in the lower-middle range
How Moses Lake Actuary Pay Compares
Moses Lake median: $138,999/year (2026)
| Compared To | Median Salary | Moses Lake Pays |
|---|---|---|
| Washington Average | $144,040 | -3.50% less |
| National Average | $134,160 | +3.61% more |
Actuarys in Moses Lake, WA earn a median of $138,999 per year (2026 est.), which is 3.61% higher than the national median of $134,160 and 3.50% below the Washington state average of $144,040.
Cost-of-Living Adjusted Salary
Moses Lake has a cost of living 7.40% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Moses Lake, WA has a cost-of-living index of 107.4 (above the national average of 100). While the nominal salary of $138,999 is competitive, the higher cost of living reduces purchasing power to an effective $129,422 — a 6.89% reduction.
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2019 BLS Actual
$112,258
2025 BLS Actual
$134,689
2026 Current Est.
$138,999
2019–2027 Growth
+27.8%
Salary Trajectory for Actuaries in Moses Lake (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $112,258 | Actual |
| 2020 | $115,035 | Actual |
| 2021 | $109,720 | Actual |
| 2022 | $118,102 | Actual |
| 2023 | $124,328 | Actual |
| 2024 | $136,761 | Actual |
| 2025 | $134,689 | Actual |
| 2026(current) | $138,999 | Estimated |
| 2027 | $143,447 | Projected |
Based on 7 years of BLS OEWS data for the Moses Lake metropolitan area, the median actuary salary grew 20.0% from $112,258 (2019) to $134,689 (2025). At a 3.20% compound annual growth rate, salaries are projected to reach $143,447 by 2027 — a total increase of $31,189 (27.78%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Moses Lake metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $91,459 – $108,680 |
| 3-5 years (Mid Career) | $108,680 – $138,999 |
| 5+ years (Experienced) | $138,999 – $177,919 |
| 10+ years (Top Earner) | $177,919 – $215,449 |
ASA, FSA salary ranges estimated from BLS percentile data. Individual actuary compensation varies by employer, certifications, and specialization.
Actuary Job Market in Moses Lake
With only four actuaries currently employed in Moses Lake, the local job market presents unique opportunities amid its tighter workforce. The cost of living index of 107.4 denotes that living expenses slightly exceed the national average, influencing take-home pay and purchasing power for actuaries in the area. Among the highest-paying employers are prominent organizations within life insurance (Prudential, MetLife, Northwestern Mutual) and consulting firms (Aon, Milliman, WTW), which typically reward credentialed professionals—particularly those with FSA or FCAS designations—with higher salaries due to the specialized skills they bring. To maximize earning potential in this market, actuaries should focus on advancing their exams, as each completed exam can yield significant salary increases. Additionally, gaining expertise in niche areas like property and casualty reinsurance or data analytics could further enhance career progression and compensation opportunities.
More salary data for Moses Lake, WA:
Frequently Asked Questions
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $134,689 for actuariesin the Moses Lake metropolitan area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Moses Lake is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov