Senior Actuary Salary in Montpelier, VT: $164,644 (2026)
Quick Answer:The top tier of actuaries working in Montpelier, VT — those at or above the 90th percentile — pull in $164,644/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Montpelier's price premium (BEA RPP 103.5, 4% above national) and that top-decile pay carries the same buying power as $159,076 in average-cost America. The 54% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Montpelier, Vermont, the financial prospects for seasoned actuaries are promising, with projected top earners in 2026 reaching as high as $164,644. This figure represents the 90th percentile and illustrates a substantial gap when compared to the median salary of $106,740. With the lower tier of experienced actuaries starting at $69,916, professionals in Montpelier can witness the significant experience premium associated with advanced actuarial roles. To command such a lucrative salary, actuaries typically require a combination of extensive experience, advanced credentials like the FSA designation, and often a specialty in high-demand fields such as predictive analytics or enterprise risk management.
About the Montpelier Market
Salary estimated from Vermont average ($115,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Montpelier
Experienced actuarys at the top of the pay scale in Montpelier earn between $135,455 and $164,644 per year (2026 est.). This $94,728 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Montpelier median of $106,740 sits 20.44% below the US median.
Top ASA, FSA Salary Comparison
| Level | Montpelier | National |
|---|---|---|
| Median (P50) | $106,740 | $134,160 |
| 75th Percentile | $135,455 | $176,111 |
| 90th Percentile (Top 10%) | $164,644 | $221,983 |
In Montpelier, experienced actuaries (P90) earn 54.25% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Montpelier
Advanced Certifications in Vermont
VT actuaries with additional specialty certifications within the actuarial science field earn significantly above the $106,740 median. Expanded-scope credentials are increasingly valued by Montpelier employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Montpelier command premium compensation, often reaching the $135,455–$164,644 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Montpelier metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Montpelier with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Vermont who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Montpelier
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedMontpelier ranks #9 of 9 Vermont cities for top earner actuary salary (90th percentile: $164,644).
Top 10% actuary compensation in Montpelier ($164,644) is 2.65% below the Vermont average P90 ($169,124).
2019 BLS Actual
$143,593
2025 BLS Actual
$159,539
2026 Current Est.
$164,644
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Montpelier (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $143,593 | Actual |
| 2020 | $145,380 | Actual |
| 2021 | $153,398 | Actual |
| 2022 | $147,820 | Actual |
| 2023 | $155,245 | Actual |
| 2024 | $167,722 | Actual |
| 2025 | $159,539 | Actual |
| 2026(current) | $164,644 | Estimated |
| 2027 | $169,913 | Projected |
Top-earning actuaries (90th percentile) in Montpelier saw their compensation grow 11.1% from $143,593 in 2019 to $159,539 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $169,913 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Montpelier metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Montpelier
Compensation in Montpelier’s actuarial market is notably influenced by specialization and the type of employer. Senior actuaries focusing on areas like life insurance and reinsurance pricing, or those proficient in advanced data science techniques, tend to command higher salaries as firms like Munich Re and MetLife prioritize such expertise. Senior professionals usually advance from roles like actuarial analyst to positions such as managing actuary or chief actuary, often following a structured path through ASA and FSA credentials which can take upwards of eight years to complete. The consulting landscape also offers attractive compensation, particularly for those who achieve their FSA status. Additionally, each passed exam typically results in a salary boost, highlighting exam progression as a core driver of pay at this level. With these dynamics at play, the senior actuary pay in VT reflects both the complexity of the work and the critical importance of continued professional development.
More salary data for Montpelier, VT:
Frequently Asked Questions
How much do experienced actuaries make in Montpelier in 2026?
What drives higher actuary pay in Montpelier?
What certifications boost actuary salary in Montpelier?
Can experienced actuaries make six figures in Montpelier?
How much does actuary salary increase over time in Montpelier?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $159,539 for actuaries in the Montpelier metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Montpelier is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov