Actuary Pay

Senior Actuary Salary in Kaysville, UT: $198,534 (2026)

Quick Answer:The top tier of actuaries working in Kaysville, UT — those at or above the 90th percentile — pull in $198,534/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Kaysville's price premium (BEA RPP 98.1, 2% below national) and that top-decile pay carries the same buying power as $202,379 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$198,534
Top 10% Earn
$95.45/hr
Top Hourly Rate
$163,951
75th Percentile
$198,534
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Kaysville, UT — 2026 est., based on 2025 BLS
Kaysville, UT actuary senior salary overview (2026 est., based on 2025 BLS)

Kaysville offers a competitive salary landscape for seasoned actuaries, with the potential to reach a top actuary salary of $198,534 in 2026. The city’s median annual salary stands at $128,087, creating a significant income gap that amplifies the earning potential for those climbing the career ladder. To break into the upper echelons of this pay range, seasoned actuaries need to foster deep expertise in specialized areas such as life and annuity, predictive analytics, and enterprise risk management. Achieving senior-level pay involves not just experience, but also a commitment to continuous professional development and the attainment of advanced credentials, positioning candidates for lucrative roles across various sectors in the dynamic Kaysville market.

About the Kaysville Market

Salary estimated from Utah average ($115,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Kaysville

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Kaysville. The median salary is $128,087, compared to the national median of $134,160.$67.7K$102.9K$138.1K$173.3K$208.5K$75.2K10th Pctl$101.5K25th Pctl$128.1KMedian$164.0K75th Pctl$198.5K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Kaysville earn between $163,951 and $198,534 per year (2026 est.). This $123,366 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Kaysville median of $128,087 sits 4.53% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Kaysville metro area.

Top ASA, FSA Salary Comparison

LevelKaysvilleNational
Median (P50)$128,087$134,160
75th Percentile$163,951$176,111
90th Percentile (Top 10%)$198,534$221,983

In Kaysville, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Kaysville

1

Advanced Certifications in Utah

UT actuaries with additional specialty certifications within the actuarial science field earn significantly above the $128,087 median. Expanded-scope credentials are increasingly valued by Kaysville employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Kaysville command premium compensation, often reaching the $163,951–$198,534 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Kaysville metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Kaysville with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Utah who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Kaysville

Clinical Actuary

0-5 years
$75,168 – $128,087

Senior/Lead Actuary

5-10 years
$128,087 – $163,951

Actuary Department Manager

10+ years
$163,951+

Educator / Specialty Leadership

Advanced
Varies by role

Kaysville ranks #23 of 41 Utah cities for top earner actuary salary (90th percentile: $198,534).

Top 10% actuary compensation in Kaysville ($198,534) is 2.24% above the Utah average P90 ($194,188).

2019 BLS Actual

$173,149

2025 BLS Actual

$192,378

2026 Current Est.

$198,534

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Kaysville (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Kaysville. Baseline $173,149 in 2025, projected to $204,887 by 2027.$163.2K$175.4K$187.5K$199.7K$211.8K2019202020212022202320242025202620272025 BLS$173.1K$175.3K$185.0K$178.2K$187.2K$170.2K$192.4K$198.5K$204.9K
YearAnnual SalaryStatus
2019$173,149Actual
2020$175,305Actual
2021$184,973Actual
2022$178,247Actual
2023$187,200Actual
2024$170,181Actual
2025$192,378Actual
2026(current)$198,534Estimated
2027$204,887Projected

Top-earning actuaries (90th percentile) in Kaysville saw their compensation grow 11.1% from $173,149 in 2019 to $192,378 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $204,887 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Kaysville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Kaysville

Compensation for senior actuaries in Kaysville varies markedly depending on the employer type and specialization. Life insurance companies and consulting firms, particularly those like Mercer and Aon, offer premium pay to those with advanced credentials such as FSA or FCAS—evidence of deeper specialization in areas like pension consulting or reinsurance. Specialty skills, especially in data science and predictive analytics, are increasingly in demand and can significantly enhance earning opportunities. Additionally, the pathway to advanced positions often starts with passing actuarial exams, with each confirmed credential yielding a salary boost. The ASA-to-FSA transition typically takes five to eight years, further distinguishing candidates in the eyes of employers. Understanding the nuances of compensation across various sectors—be it health, property & casualty, or consulting—enables actuaries in Kaysville to strategically position themselves for sustained income growth.

Frequently Asked Questions

How much do experienced actuaries make in Kaysville in 2026?

Top-earning actuaries in Kaysville (90th percentile) make $198,534/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $70,447 more than the area median of $128,087 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Kaysville?

Higher actuary pay in Kaysville is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Kaysville?

The most impactful salary-boosting certifications for actuaries in Kaysville include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $128,087, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Kaysville?

Yes — the 90th percentile salary in Kaysville is $198,534, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Kaysville?

In Kaysville, the gap between entry level ($75,168) and top earners ($198,534) is $123,366, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $192,378 for actuaries in the Kaysville metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Kaysville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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