Actuary Pay

Entry-Level Actuary Salary in Kaysville, UT: $75,168 (2026)

Quick Answer:New actuaries entering the Kaysville, UT job market in 2026 can expect a starting salary around $75,168 (BLS 10th-percentile benchmark for SOC 15-2011, projected from 2025 OEWS data). Stripping out Kaysville's local price level (BEA RPP 98.12% below national), a first-year paycheck buys what $76,624 would in average-cost America. Most reach the city median ($128,087) within a few years of clinical practice.

$75,168
Starting Salary
$36.14/hr
Starting Hourly
$75,168
Entry Level
$128,087
Career Median Target

Based on BLS state-level estimates · View source

Actuary Entry Level Salary in Kaysville, UT — 2026 est., based on 2025 BLS
Kaysville, UT actuary entry level salary overview (2026 est., based on 2025 BLS)

For those entering the actuarial profession in Kaysville, Utah, the entry-level actuary salary for 2026 is projected to begin at around $75,168. While this figure may appear modest, it's essential for new graduates to consider that the average salary for all actuaries in the city sits at $128,087, illustrating a significant gap in pay for those just starting their careers. As newcomers to the field begin their journeys, they can expect a growth trajectory from the entry-level salary to the 25th percentile at $101,521 within the first few years. This upward movement is indicative of the strong demand for actuaries in Kaysville, making it a favorable market for individuals embarking on this career path right now.

About the Kaysville Market

Salary estimated from Utah average ($115,000) adjusted for local cost of living.

Career Earnings Timeline in Kaysville

Year 0-2

New Graduate

$75,168/yr
Year 2-5

Early Career

$101,521/yr
Year 5-10

Mid Career

$128,087/yr
Year 10+

Experienced

$163,951/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Kaysville

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Kaysville. The median salary is $128,087, compared to the national median of $134,160.$67.7K$102.9K$138.1K$173.3K$208.5K$75.2K10th Pctl$101.5K25th Pctl$128.1KMedian$164.0K75th Pctl$198.5K90th PctlUS Median$134.2K

Entry-level actuarys in Kaysville, UT typically start between $75,168 and $101,521 per year (2026 est.). The full salary range spans $123,366 from the 10th to 90th percentile, with the local median at $128,0874.53% below the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Kaysville metro area.

Return on Investment

$45,000
Avg UT Program Cost
$75,168
Starting Salary
59.87%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average actuarial science program cost in Utah of $45,000 represents just 59.87% of the starting actuary pay ($75,168/year) in Kaysville. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates cover bachelor's degree tuition at public and private universities, plus estimated actuarial exam fees and study materials. Employers often cover exam costs once employed.

ASA, FSA Salary Negotiation Tips for New Graduates in Kaysville

  • 1Research the Kaysville market: entry-level actuary pay ranges from $75,168 to $101,521, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the actuarial science field — employers in UT often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Kaysville, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Kaysville for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Kaysville's moderate cost of living means your starting salary goes further here compared to many larger metro areas.

Actuary Compensation Range

The actuary wage spread in Kaysville is $123,366 ( 164.12%) between entry-level and top earners. Starting at $75,168, experienced hygienists can earn up to $198,534.

Represents the current salary spread across experience levels, not projected career growth rate.

2019 BLS Actual

$60,127

2025 BLS Actual

$72,837

2026 Current Est.

$75,168

2019–2027 Growth

+29.0%

Salary Trajectory for Actuaries in Kaysville (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Kaysville. Baseline $60,127 in 2025, projected to $77,573 by 2027.$54.9K$61.5K$68.1K$74.7K$81.4K2019202020212022202320242025202620272025 BLS$60.1K$61.2K$58.6K$66.5K$69.9K$63.7K$72.8K$75.2K$77.6K
YearAnnual SalaryStatus
2019$60,127Actual
2020$61,212Actual
2021$58,644Actual
2022$66,524Actual
2023$69,880Actual
2024$63,737Actual
2025$72,837Actual
2026(current)$75,168Estimated
2027$77,573Projected

Entry-level actuary compensation (10th percentile) in Kaysville, UT grew 21.1% over 7 years based on actual BLS metropolitan area surveys, rising from $60,127 in 2019 to $72,837 in 2025. By 2027, starting salaries are projected to reach $77,573. New graduates entering the Kaysville job market can expect continued year-over-year gains.

Note: Historical values (20192025) are actual BLS OEWS figures for the Kaysville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your actuarial science Career in Kaysville

Looking at the employment landscape, major employers like Prudential, MetLife, and Northwestern Mutual actively recruit new grads and offer structured pathways to success, including exam study time. By working for health insurers or consulting firms such as Milliman and Mercer, entry-level actuaries can access enhanced starting salaries. Furthermore, possessing a relevant bachelor's degree along with passing actuarial exams boosts initial compensation. Each completed exam leads to salary increases ranging from $3,000 to $8,000, incentivizing exam progression in the first few years. Given the competitive nature of the field and the increasing emphasis on data science and predictive analytics skills, new actuaries in Kaysville, UT, should approach their first three years with a strategy focused on obtaining credentials that can significantly impact their pay and career advancement.

Frequently Asked Questions

What is the starting salary for actuaries in Kaysville in 2026?

Entry-level actuaries in Kaysville start at approximately $75,168/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $36.14/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do actuary salaries grow in Kaysville?

Most actuaries in Kaysville progress from the entry-level salary of $75,168 to the area median of $128,087 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $198,534 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is actuarial science school worth it in Kaysville?

With a starting salary of $75,168/year in Kaysville and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new actuaries recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new actuaries make right out of school in Kaysville?

New actuarial science graduates in Kaysville typically start near the 10th percentile at $75,168/year, or approximately $36.14/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a actuary in Utah?

To become a licensed actuary in Utah, you typically need bachelor's degree in actuarial science, mathematics, statistics, or related field. professional credentialing through society of actuaries (soa) or casualty actuarial society (cas) — typically 7-10 exams to reach fellow level. most actuaries work toward credentials while employed., then pass the required national and state licensing examinations. Most states, including Utah, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some actuaries pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Utah

MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new actuarial science graduates. A 3.20% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Kaysville. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Salary data for Kaysville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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