Senior Actuary Salary in Wichita Falls, TX: $204,699 (2026)
Quick Answer:The top tier of actuaries working in Wichita Falls, TX — those at or above the 90th percentile — pull in $204,699/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Wichita Falls's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $213,228 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
A strong potential for substantial earnings awaits seasoned actuaries in Wichita Falls, TX, with the 2026 top tiers reflecting a notable range. Specifically, the projected upper limit for senior actuary salaries stands impressively at $204,699, accompanied by a generous $169,042 at the 75th percentile. This situation illustrates a significant experience premium, where the median annual salary of $132,064 benefits those with over seven years in the field. To ascend towards these top-tier salaries, professionals should aim to master specialized areas such as predictive analytics or enterprise risk management, fueled by continuous professional development, certifications, and completion of rigorous actuarial exams.
About the Wichita Falls Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Wichita Falls
Experienced actuarys at the top of the pay scale in Wichita Falls earn between $169,042 and $204,699 per year (2026 est.). This $127,997 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Wichita Falls median of $132,064 sits 1.56% below the US median.
Top ASA, FSA Salary Comparison
| Level | Wichita Falls | National |
|---|---|---|
| Median (P50) | $132,064 | $134,160 |
| 75th Percentile | $169,042 | $176,111 |
| 90th Percentile (Top 10%) | $204,699 | $221,983 |
In Wichita Falls, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Wichita Falls
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $132,064 median. Expanded-scope credentials are increasingly valued by Wichita Falls employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Wichita Falls command premium compensation, often reaching the $169,042–$204,699 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Wichita Falls metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Wichita Falls with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Wichita Falls
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedWichita Falls ranks #10 of 109 Texas cities for top earner actuary salary (90th percentile: $204,699).
Top 10% actuary compensation in Wichita Falls ($204,699) is 3.92% above the Texas average P90 ($196,983).
2019 BLS Actual
$178,526
2025 BLS Actual
$198,352
2026 Current Est.
$204,699
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Wichita Falls (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $178,526 | Actual |
| 2020 | $180,748 | Actual |
| 2021 | $190,717 | Actual |
| 2022 | $183,782 | Actual |
| 2023 | $193,013 | Actual |
| 2024 | $195,300 | Actual |
| 2025 | $198,352 | Actual |
| 2026(current) | $204,699 | Estimated |
| 2027 | $211,250 | Projected |
Top-earning actuaries (90th percentile) in Wichita Falls saw their compensation grow 11.1% from $178,526 in 2019 to $198,352 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $211,250 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Wichita Falls metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Wichita Falls
In Wichita Falls, expertise in certain specializations can significantly elevate senior actuary pay, particularly in areas like life and annuity, health, and property & casualty (P&C) insurance. Those occupied within established insurance companies, such as Prudential and State Farm, often experience compensation structures that reflect the market's demand for specialized knowledge. Consulting firms typically offer more competitive salary packages, especially for those achieving Fellow status (FSA / FCAS). Furthermore, the pathway through actuarial exams is a proven driver of salary advancements; each passed exam can provide a raise, and attaining credentials such as ASA and eventually FSA is essential for further elevating one’s salary prospects. Leadership opportunities abound as well, enabling actuaries to transition from roles like actuarial analyst to chief actuary, which not only enriches their professional journey but also enhances their earning potential in the evolving jobs market of 2026.
More salary data for Wichita Falls, TX:
Frequently Asked Questions
How much do experienced actuaries make in Wichita Falls in 2026?
What drives higher actuary pay in Wichita Falls?
What certifications boost actuary salary in Wichita Falls?
Can experienced actuaries make six figures in Wichita Falls?
How much does actuary salary increase over time in Wichita Falls?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $198,352 for actuaries in the Wichita Falls metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Wichita Falls is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov