Senior Actuary Salary in Stephenville, TX: $181,829 (2026)
Quick Answer:The top tier of actuaries working in Stephenville, TX — those at or above the 90th percentile — pull in $181,829/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Stephenville's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $189,405 in average-cost America. The 51% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Senior actuaries in Stephenville, Texas, have the opportunity to achieve notable financial success, as indicated by a 2026 projected top salary of $181,829. This amount positions local professionals comfortably within the upper tier of earners, compared to the national landscape, where the median figure sits at $134,160. The significant difference between the median annual salary of $120,393 and the top earners highlights the experience premium in the wake of a competitive job market that rewards seasoned actuaries. To attain such high-level compensation, actuaries often pursue advanced certifications, continuously build their mathematical and analytical skills, and may also specialize in niche areas that are in demand, allowing them to capture a more lucrative salary in Stephenville.
About the Stephenville Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Stephenville
Experienced actuarys at the top of the pay scale in Stephenville earn between $150,384 and $181,829 per year (2026 est.). This $99,970 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Stephenville median of $120,393 sits 10.26% below the US median.
Top ASA, FSA Salary Comparison
| Level | Stephenville | National |
|---|---|---|
| Median (P50) | $120,393 | $134,160 |
| 75th Percentile | $150,384 | $176,111 |
| 90th Percentile (Top 10%) | $181,829 | $221,983 |
In Stephenville, experienced actuaries (P90) earn 51.03% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Stephenville
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $120,393 median. Expanded-scope credentials are increasingly valued by Stephenville employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Stephenville command premium compensation, often reaching the $150,384–$181,829 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Stephenville metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Stephenville with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Stephenville
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedStephenville ranks #104 of 109 Texas cities for top earner actuary salary (90th percentile: $181,829).
Top 10% actuary compensation in Stephenville ($181,829) is 7.69% below the Texas average P90 ($196,983).
2019 BLS Actual
$158,580
2025 BLS Actual
$176,191
2026 Current Est.
$181,829
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Stephenville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $158,580 | Actual |
| 2020 | $160,554 | Actual |
| 2021 | $169,409 | Actual |
| 2022 | $163,249 | Actual |
| 2023 | $171,448 | Actual |
| 2024 | $172,045 | Actual |
| 2025 | $176,191 | Actual |
| 2026(current) | $181,829 | Estimated |
| 2027 | $187,648 | Projected |
Top-earning actuaries (90th percentile) in Stephenville saw their compensation grow 11.1% from $158,580 in 2019 to $176,191 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $187,648 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Stephenville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Stephenville
Compensation for experienced actuaries varies considerably based on areas of focus and type of employer. Specializations in fields such as predictive analytics, enterprise risk management, and capital modeling can result in higher pay. Actuaries working in life and annuity sectors or health insurance companies tend to see different compensation levels than those in property and casualty or reinsurance firms. For instance, consulting firms typically offer higher salaries for those holding Fellow credentials compared to traditional insurance roles. Additionally, established career paths from actuarial analyst to managing actuary can lead to significantly increased compensation. Earning advanced credentials, particularly the FSA or FCAS, enhances earning potential and future career opportunities while receiving bonuses for passing exams and achieving specific qualifications further contributes to overall compensation in this region. The growth rate in this field is promising at 3.20% annually, making it a suitable long-term career choice for ambitious professionals in Stephenville.
More salary data for Stephenville, TX:
Frequently Asked Questions
How much do experienced actuaries make in Stephenville in 2026?
What drives higher actuary pay in Stephenville?
What certifications boost actuary salary in Stephenville?
Can experienced actuaries make six figures in Stephenville?
How much does actuary salary increase over time in Stephenville?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $176,191 for actuaries in the Stephenville metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Stephenville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov