Senior Actuary Salary in Sherman, TX: $189,684 (2026)
Quick Answer:The top tier of actuaries working in Sherman, TX — those at or above the 90th percentile — pull in $189,684/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Sherman's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $197,588 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
For seasoned actuaries in Sherman, Texas, the salary prospects can be quite lucrative. In 2026, top earners in this market can expect a compensation figure reaching $189,684, while the 75th percentile offers $156,642. Comparatively, these figures highlight the potential for a significant upside in earning for those with advanced credentials and substantial experience. The gap between the median annual salary of $122,377 and the top-tier compensation reflects the specialized skills and strategic leadership required to command such high pay. Achieving these pay levels necessitates not only a robust educational background, often culminating in advanced credentials such as FSA or FCAS, but also proficiency in high-demand areas such as predictive analytics and enterprise risk management.
About the Sherman Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Sherman
Experienced actuarys at the top of the pay scale in Sherman earn between $156,642 and $189,684 per year (2026 est.). This $112,053 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Sherman median of $122,377 sits 8.78% below the US median.
Top ASA, FSA Salary Comparison
| Level | Sherman | National |
|---|---|---|
| Median (P50) | $122,377 | $134,160 |
| 75th Percentile | $156,642 | $176,111 |
| 90th Percentile (Top 10%) | $189,684 | $221,983 |
In Sherman, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Sherman
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $122,377 median. Expanded-scope credentials are increasingly valued by Sherman employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Sherman command premium compensation, often reaching the $156,642–$189,684 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Sherman metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Sherman with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Sherman
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedSherman ranks #92 of 109 Texas cities for top earner actuary salary (90th percentile: $189,684).
Top 10% actuary compensation in Sherman ($189,684) is 3.71% below the Texas average P90 ($196,983).
2019 BLS Actual
$165,430
2025 BLS Actual
$183,802
2026 Current Est.
$189,684
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Sherman (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $165,430 | Actual |
| 2020 | $167,490 | Actual |
| 2021 | $176,727 | Actual |
| 2022 | $170,301 | Actual |
| 2023 | $178,854 | Actual |
| 2024 | $180,973 | Actual |
| 2025 | $183,802 | Actual |
| 2026(current) | $189,684 | Estimated |
| 2027 | $195,754 | Projected |
Top-earning actuaries (90th percentile) in Sherman saw their compensation grow 11.1% from $165,430 in 2019 to $183,802 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $195,754 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Sherman metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Sherman
Senior actuaries in Sherman who specialize in areas such as life and annuity, health, and property and casualty can enjoy higher salary packages. Organizations vary in their compensation strategies; for instance, a firm like Prudential may offer benefits tailored to actuaries focused on life insurance, while a property and casualty insurer like State Farm might provide competitive compensation packages for those involved in capital modeling. In consulting environments, actuaries with FSA credentials can typically anticipate higher pay relative to their counterparts at insurance companies. In addition, non-salary compensation such as signing bonuses for credential achievements and structured exam progression rewards serve as powerful motivators in this field. To amplify their marketability and earnings, actuaries in Sherman should consider not only pursuing advanced credentials but also actively seeking roles that align with their specialty, thus further enhancing their advancement potential and future salary trajectories.
More salary data for Sherman, TX:
Frequently Asked Questions
How much do experienced actuaries make in Sherman in 2026?
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What certifications boost actuary salary in Sherman?
Can experienced actuaries make six figures in Sherman?
How much does actuary salary increase over time in Sherman?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $183,802 for actuaries in the Sherman metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Sherman is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov