Senior Actuary Salary in Seguin, TX: $192,161 (2026)
Quick Answer:The top tier of actuaries working in Seguin, TX — those at or above the 90th percentile — pull in $192,161/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Seguin's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $200,168 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In 2026, seasoned actuaries in Seguin can expect to see substantial financial rewards, particularly at the top of the pay scale. With an annual salary potential reaching $192,161 for the 90th percentile, the compensation for senior actuaries in this city demonstrates an appealing opportunity for those with significant experience. This amount places Seguin's top earners modestly below the national benchmark of $134,160, yet the salary gap illustrates the premium paid to experienced professionals, especially when contrasting it with the median annual salary of $123,975. Reaching these top-tier pay levels typically entails a combination of extensive experience, advanced credentials, and specialized skills, reflecting the commitment and expertise required to excel in this competitive market.
About the Seguin Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Seguin
Experienced actuarys at the top of the pay scale in Seguin earn between $158,689 and $192,161 per year (2026 est.). This $111,029 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Seguin median of $123,975 sits 7.59% below the US median.
Top ASA, FSA Salary Comparison
| Level | Seguin | National |
|---|---|---|
| Median (P50) | $123,975 | $134,160 |
| 75th Percentile | $158,689 | $176,111 |
| 90th Percentile (Top 10%) | $192,161 | $221,983 |
In Seguin, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Seguin
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $123,975 median. Expanded-scope credentials are increasingly valued by Seguin employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Seguin command premium compensation, often reaching the $158,689–$192,161 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Seguin metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Seguin with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Seguin
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedSeguin ranks #81 of 109 Texas cities for top earner actuary salary (90th percentile: $192,161).
Top 10% actuary compensation in Seguin ($192,161) is 2.45% below the Texas average P90 ($196,983).
2019 BLS Actual
$167,591
2025 BLS Actual
$186,203
2026 Current Est.
$192,161
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Seguin (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $167,591 | Actual |
| 2020 | $169,678 | Actual |
| 2021 | $179,035 | Actual |
| 2022 | $172,526 | Actual |
| 2023 | $181,191 | Actual |
| 2024 | $183,339 | Actual |
| 2025 | $186,203 | Actual |
| 2026(current) | $192,161 | Estimated |
| 2027 | $198,311 | Projected |
Top-earning actuaries (90th percentile) in Seguin saw their compensation grow 11.1% from $167,591 in 2019 to $186,203 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $198,311 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Seguin metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Seguin
When examining compensation dynamics, specific areas of specialization attract higher pay in Seguin. Expertise in life and annuity underwriting, health actuarial analysis, property and casualty (P&C) pricing, and enterprise risk management are particularly lucrative. Senior actuaries navigating these fields often find employers in life insurance companies like Prudential or health insurers such as UnitedHealth offering competitive packages. The trajectory toward elevated roles—transitioning from actuarial analyst to FSA or chief actuary—demands not only exam progression but also strategic career choices. Holding advanced certifications such as ASA and FSA helps actuaries differentiate themselves in the job market. Compensation is structured such that each exam passed can lead to a salary increase ranging from $3,000 to $8,000, incentivizing continued professional development. Non-salary benefits, including study time policies and signing bonuses for credential completion, further enhance the attractiveness of experienced actuary positions in Seguin, TX.
More salary data for Seguin, TX:
Frequently Asked Questions
How much do experienced actuaries make in Seguin in 2026?
What drives higher actuary pay in Seguin?
What certifications boost actuary salary in Seguin?
Can experienced actuaries make six figures in Seguin?
How much does actuary salary increase over time in Seguin?
Related Pages
Compare Salaries
Career Resources
Nearby Cities in Texas
Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $186,203 for actuaries in the Seguin metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Seguin is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov