Senior Actuary Salary in San Antonio, TX: $178,103 (2026)
Quick Answer:The top tier of actuaries working in San Antonio, TX — those at or above the 90th percentile — pull in $178,103/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back San Antonio's price premium (BEA RPP 94.7, 5% below national) and that top-decile pay carries the same buying power as $188,039 in average-cost America. The 68% spread above city median typically rewards 7+ years of practice or specialty credentials.
Official BLS data · View source
In 2026, experienced actuaries in San Antonio, TX have the potential to earn significantly higher salaries than the median for the market, which stands at $105,842. Top earners can achieve remarkable salaries of up to $178,103, highlighting the attractive financial incentives for senior-level actuaries in the area. This represents a substantial experience premium, showcasing the significant gap between the median earnings and the higher-end compensation at $137,968 for the 75th percentile. Reaching these impressive figures typically requires more than just years of experience; actuaries must continually enhance their expertise and pursue advanced credentials, whether through additional exams or specialized training, to position themselves at the forefront of the profession in San Antonio.
2026 Salary Percentile Distribution in San Antonio
Experienced actuarys at the top of the pay scale in San Antonio earn between $137,968 and $178,103 per year (2026 est.). This $97,741 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The San Antonio median of $105,842 sits 21.11% below the US median.
Top ASA, FSA Salary Comparison
| Level | San Antonio | National |
|---|---|---|
| Median (P50) | $105,842 | $134,160 |
| 75th Percentile | $137,968 | $176,111 |
| 90th Percentile (Top 10%) | $178,103 | $221,983 |
In San Antonio, experienced actuaries (P90) earn 68.27% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in San Antonio
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $105,842 median. Expanded-scope credentials are increasingly valued by San Antonio employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in San Antonio command premium compensation, often reaching the $137,968–$178,103 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the San Antonio metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in San Antonio with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in San Antonio
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedSan Antonio ranks #106 of 109 Texas cities for top earner actuary salary (90th percentile: $178,103).
Top 10% actuary compensation in San Antonio ($178,103) is 9.58% below the Texas average P90 ($196,983).
2019 BLS Actual
$198,550
2025 BLS Actual
$172,580
2026 Current Est.
$178,103
2019–2027 Growth
+-7.4%
Salary Trajectory for Actuaries in San Antonio (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $198,550 | Actual |
| 2020 | $207,110 | Actual |
| 2021 | $156,130 | Actual |
| 2022 | $159,903 | Actual |
| 2023 | $167,935 | Actual |
| 2024 | $210,383 | Actual |
| 2025 | $172,580 | Actual |
| 2026(current) | $178,103 | Estimated |
| 2027 | $183,802 | Projected |
Top-earning actuaries (90th percentile) in San Antonio saw their compensation grow -13.1% from $198,550 in 2019 to $172,580 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $183,802 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the San Antonio metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in San Antonio
Compensation varies widely depending on the sector within which a senior actuary operates. Those specializing in life and annuity or predictive analytics can command higher salaries, while actuarial professionals in health insurance or pension consulting may find different ranges that reflect market demand. Employers such as Prudential, UnitedHealth, and State Farm differ in their compensation packages for senior roles, with consulting firms generally offering more lucrative arrangements for Fellows. Career advancement opportunities are plentiful, as the pathways from actuarial analyst to roles such as managing actuary or chief actuary can be navigated through a combination of education, experience, and successful exam progression. Securing credentials like ASA and FSA is critical; each passed exam typically adds between $3,000 to $8,000 to base salary. Non-salary compensation such as signing bonuses and benefits for study time further augment the overall earning potential, establishing a structured financial growth trajectory for senior actuaries in San Antonio.
More salary data for San Antonio, TX:
Frequently Asked Questions
How much do experienced actuaries make in San Antonio in 2026?
What drives higher actuary pay in San Antonio?
What certifications boost actuary salary in San Antonio?
Can experienced actuaries make six figures in San Antonio?
How much does actuary salary increase over time in San Antonio?
Related Pages
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $172,580 for actuaries in the San Antonio metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov