Senior Actuary Salary in San Angelo, TX: $199,845 (2026)
Quick Answer:The top tier of actuaries working in San Angelo, TX — those at or above the 90th percentile — pull in $199,845/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back San Angelo's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $208,172 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Senior actuaries in San Angelo, Texas anticipate an attractive compensation landscape in 2026, with top earners (P90) projected to achieve annual salaries of $199,845. This figure represents a compelling opportunity for seasoned professionals, especially compared to the national peak of $134,160. The experienced actuary salary in San Angelo showcases a significant disparity between the median annual salary of $128,932 and the high-end potential for earners with extensive experience and specialized skills. Achieving such top-tier pay will typically require a combination of advanced actuarial credentials, such as becoming a Fellow of the Society of Actuaries (FSA) or a Fellow of the Casualty Actuarial Society (FCAS), along with demonstrating expertise in areas critical to the industry, such as capital modeling or predictive analytics.
About the San Angelo Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in San Angelo
Experienced actuarys at the top of the pay scale in San Angelo earn between $165,033 and $199,845 per year (2026 est.). This $119,719 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The San Angelo median of $128,932 sits 3.9% below the US median.
Top ASA, FSA Salary Comparison
| Level | San Angelo | National |
|---|---|---|
| Median (P50) | $128,932 | $134,160 |
| 75th Percentile | $165,033 | $176,111 |
| 90th Percentile (Top 10%) | $199,845 | $221,983 |
In San Angelo, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in San Angelo
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $128,932 median. Expanded-scope credentials are increasingly valued by San Angelo employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in San Angelo command premium compensation, often reaching the $165,033–$199,845 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the San Angelo metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in San Angelo with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in San Angelo
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedSan Angelo ranks #29 of 109 Texas cities for top earner actuary salary (90th percentile: $199,845).
Top 10% actuary compensation in San Angelo ($199,845) is 1.45% above the Texas average P90 ($196,983).
2019 BLS Actual
$174,292
2025 BLS Actual
$193,648
2026 Current Est.
$199,845
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in San Angelo (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $174,292 | Actual |
| 2020 | $176,462 | Actual |
| 2021 | $186,194 | Actual |
| 2022 | $179,424 | Actual |
| 2023 | $188,435 | Actual |
| 2024 | $190,669 | Actual |
| 2025 | $193,648 | Actual |
| 2026(current) | $199,845 | Estimated |
| 2027 | $206,240 | Projected |
Top-earning actuaries (90th percentile) in San Angelo saw their compensation grow 11.1% from $174,292 in 2019 to $193,648 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $206,240 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the San Angelo metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in San Angelo
Compensation within San Angelo's actuary market can vary significantly based on employer type and specialization. Senior actuary pay in TX reflects premium compensation for those engaged in life insurance, health, and pension sectors compared to property and casualty roles. Top-tier firms such as Prudential and UnitedHealth offer attractive packages that often include not only higher base salaries but also benefits like signing bonuses and structured study time for continuing education. Furthermore, as actuaries progress along their career paths—from actuarial analyst to ASA, and then to FSA/FCAS—they can expect substantial increases in their earnings, with each exam completion typically correlating with added salary. In addition, the ASA-to-FSA pathway usually spans five to eight years, during which top actuaries can enhance their qualifications and position themselves for leadership roles, all of which significantly boost their overall compensation in the thriving market of San Angelo.
More salary data for San Angelo, TX:
Frequently Asked Questions
How much do experienced actuaries make in San Angelo in 2026?
What drives higher actuary pay in San Angelo?
What certifications boost actuary salary in San Angelo?
Can experienced actuaries make six figures in San Angelo?
How much does actuary salary increase over time in San Angelo?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $193,648 for actuaries in the San Angelo metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for San Angelo is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov