Senior Actuary Salary in Pearland, TX: $197,844 (2026)
Quick Answer:The top tier of actuaries working in Pearland, TX — those at or above the 90th percentile — pull in $197,844/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Pearland's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $206,088 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In Pearland, Texas, the prospects for experienced actuaries are promising, especially for those who have honed their skills and specialized in high-demand fields. The top earners in this market can expect to pull in around $197,844 in annual salary, while the third quartile is projected at $163,380. The gap between the median annual salary of $127,641 and these upper tiers demonstrates the significant experience premium available to successful professionals. Reaching these coveted pay scales often requires not only a wealth of experience—typically over seven years—but also advanced technical skills, specialized knowledge, and potentially valuable certifications that make an actuary particularly competitive in Pearland's job market.
About the Pearland Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Pearland
Experienced actuarys at the top of the pay scale in Pearland earn between $163,380 and $197,844 per year (2026 est.). This $120,635 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Pearland median of $127,641 sits 4.86% below the US median.
Top ASA, FSA Salary Comparison
| Level | Pearland | National |
|---|---|---|
| Median (P50) | $127,641 | $134,160 |
| 75th Percentile | $163,380 | $176,111 |
| 90th Percentile (Top 10%) | $197,844 | $221,983 |
In Pearland, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Pearland
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $127,641 median. Expanded-scope credentials are increasingly valued by Pearland employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Pearland command premium compensation, often reaching the $163,380–$197,844 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Pearland metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Pearland with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Pearland
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedPearland ranks #49 of 109 Texas cities for top earner actuary salary (90th percentile: $197,844).
Top 10% actuary compensation in Pearland ($197,844) is 0.44% above the Texas average P90 ($196,983).
2019 BLS Actual
$172,547
2025 BLS Actual
$191,709
2026 Current Est.
$197,844
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Pearland (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $172,547 | Actual |
| 2020 | $174,695 | Actual |
| 2021 | $184,329 | Actual |
| 2022 | $177,627 | Actual |
| 2023 | $186,549 | Actual |
| 2024 | $188,761 | Actual |
| 2025 | $191,709 | Actual |
| 2026(current) | $197,844 | Estimated |
| 2027 | $204,175 | Projected |
Top-earning actuaries (90th percentile) in Pearland saw their compensation grow 11.1% from $172,547 in 2019 to $191,709 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $204,175 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Pearland metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Pearland
Assessing the dynamics at play in senior actuary compensation reveals key specializations that demand premium pay in Pearland. Areas like life and annuity, health, and property & casualty insurance are particularly lucrative, with reinsurance firms and consulting practices also offering favorable compensation structures. Differentiations in pay can be stark depending on employer type; for instance, consulting firms like Mercer and Aon tend to offer more attractive packages for Fellows, while insurance giants like Prudential and UnitedHealth might provide robust benefits for experienced associates. As actuaries progress from ASA to FSA or FCAS through the demanding exam process, they often unlock significant pay raises and advance into leadership roles, such as managing actuary or chief actuary. Additionally, completion of rigorous specialty exams can command even higher compensation, further enhancing the overall value of senior actuaries in this vibrant Texas market.
More salary data for Pearland, TX:
Frequently Asked Questions
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Can experienced actuaries make six figures in Pearland?
How much does actuary salary increase over time in Pearland?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $191,709 for actuaries in the Pearland metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Pearland is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov