Senior Actuary Salary in Killeen, TX: $203,893 (2026)
Quick Answer:The top tier of actuaries working in Killeen, TX — those at or above the 90th percentile — pull in $203,893/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Killeen's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $212,389 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
For seasoned actuaries in Killeen, Texas, the financial landscape appears promising, with top earners reaching impressive salaries. In 2026, the projected maximum compensation for senior actuaries stands at $203,893, with those at the 75th percentile earning around $168,376. This contrasts moderately with the national top salaries within the same field, highlighting Killeen's competitive edge despite a median annual salary of $131,544. The gap between typical earnings and the upper tier underscores the potential for advancement that experienced professionals can achieve, particularly as they navigate specialized roles and build upon their professional credentials. Achieving such high-level compensation requires not only an extensive background but also strategic career decisions and often a commitment to continuous education and exam progressions.
About the Killeen Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Killeen
Experienced actuarys at the top of the pay scale in Killeen earn between $168,376 and $203,893 per year (2026 est.). This $127,597 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Killeen median of $131,544 sits 1.95% below the US median.
Top ASA, FSA Salary Comparison
| Level | Killeen | National |
|---|---|---|
| Median (P50) | $131,544 | $134,160 |
| 75th Percentile | $168,376 | $176,111 |
| 90th Percentile (Top 10%) | $203,893 | $221,983 |
In Killeen, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Killeen
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $131,544 median. Expanded-scope credentials are increasingly valued by Killeen employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Killeen command premium compensation, often reaching the $168,376–$203,893 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Killeen metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Killeen with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Killeen
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedKilleen ranks #11 of 109 Texas cities for top earner actuary salary (90th percentile: $203,893).
Top 10% actuary compensation in Killeen ($203,893) is 3.51% above the Texas average P90 ($196,983).
2019 BLS Actual
$177,823
2025 BLS Actual
$197,571
2026 Current Est.
$203,893
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Killeen (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $177,823 | Actual |
| 2020 | $180,037 | Actual |
| 2021 | $189,966 | Actual |
| 2022 | $183,059 | Actual |
| 2023 | $192,253 | Actual |
| 2024 | $194,531 | Actual |
| 2025 | $197,571 | Actual |
| 2026(current) | $203,893 | Estimated |
| 2027 | $210,418 | Projected |
Top-earning actuaries (90th percentile) in Killeen saw their compensation grow 11.1% from $177,823 in 2019 to $197,571 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $210,418 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Killeen metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Killeen
Compensation for senior actuaries in Killeen can vary significantly depending on industry specialization and employer type. Actuaries focusing on life and annuity, health, and property & casualty can expect to command a premium, especially within major firms like Prudential, MetLife, and State Farm. Companies specializing in health insurance, such as Cigna and UnitedHealth, also offer enticing compensation packages that reflect the nuances of the market. Furthermore, pathways to leadership roles, such as moving from an actuarial analyst to an ASA, then progressing to FSA or FCAS, can unlock new levels of pay. This five-to-eight-year timeline for the ASA-to-FSA transition emphasizes the importance of credentialing and exam success, given that each passed exam typically yields additional pay increases. The competitive nature of the industry, particularly with the rising demand for data analytics capabilities, adds further dimensions to how salaries evolve within Killeen’s actuarial market.
More salary data for Killeen, TX:
Frequently Asked Questions
How much do experienced actuaries make in Killeen in 2026?
What drives higher actuary pay in Killeen?
What certifications boost actuary salary in Killeen?
Can experienced actuaries make six figures in Killeen?
How much does actuary salary increase over time in Killeen?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $197,571 for actuaries in the Killeen metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Killeen is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov