Actuary Pay

Senior Actuary Salary in Irving, TX: $209,230 (2026)

Quick Answer:The top tier of actuaries working in Irving, TX — those at or above the 90th percentile — pull in $209,230/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Irving's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $217,948 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$209,230
Top 10% Earn
$100.59/hr
Top Hourly Rate
$172,783
75th Percentile
$209,230
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Irving, TX — 2026 est., based on 2025 BLS
Irving, TX actuary senior salary overview (2026 est., based on 2025 BLS)

In 2026, the potential for top-tier compensation among experienced actuaries in Irving, Texas is notably impressive. Senior actuaries can expect to earn as much as $209,230 annually, with the upper quartile (P75) at $172,783. This substantial gap between the median annual salary of $134,987 and the highest earners highlights the lucrative opportunities available in the region. To reach these figures, actuaries typically need to cultivate expertise in specialized areas like predictive analytics or enterprise risk management and demonstrate substantial supervisory or project leadership experience, both of which are highly valued in the market. Moreover, the salary range from $78,293 at the bottom to the elite level signifies the vast opportunities available, making Irving a competitive landscape for seasoned actuarial professionals.

About the Irving Market

Salary estimated from Texas average ($128,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Irving

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Irving. The median salary is $134,987, compared to the national median of $134,160.$70.5K$107.8K$145.1K$182.4K$219.7K$78.3K10th Pctl$97.2K25th Pctl$135.0KMedian$172.8K75th Pctl$209.2K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Irving earn between $172,783 and $209,230 per year (2026 est.). This $130,937 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Irving median of $134,987 sits 0.62% above the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Irving metro area.

Top ASA, FSA Salary Comparison

LevelIrvingNational
Median (P50)$134,987$134,160
75th Percentile$172,783$176,111
90th Percentile (Top 10%)$209,230$221,983

In Irving, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Irving

1

Advanced Certifications in Texas

TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $134,987 median. Expanded-scope credentials are increasingly valued by Irving employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Irving command premium compensation, often reaching the $172,783–$209,230 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Irving metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Irving with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Irving

Clinical Actuary

0-5 years
$78,293 – $134,987

Senior/Lead Actuary

5-10 years
$134,987 – $172,783

Actuary Department Manager

10+ years
$172,783+

Educator / Specialty Leadership

Advanced
Varies by role

Irving ranks #2 of 109 Texas cities for top earner actuary salary (90th percentile: $209,230).

Top 10% actuary compensation in Irving ($209,230) is 6.22% above the Texas average P90 ($196,983).

2019 BLS Actual

$182,477

2025 BLS Actual

$202,742

2026 Current Est.

$209,230

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Irving (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Irving. Baseline $182,477 in 2025, projected to $215,925 by 2027.$175.8K$187.5K$199.2K$210.9K$222.6K2019202020212022202320242025202620272025 BLS$182.5K$184.7K$194.9K$187.8K$197.3K$199.6K$202.7K$209.2K$215.9K
YearAnnual SalaryStatus
2019$182,477Actual
2020$184,749Actual
2021$194,938Actual
2022$187,850Actual
2023$197,285Actual
2024$199,623Actual
2025$202,742Actual
2026(current)$209,230Estimated
2027$215,925Projected

Top-earning actuaries (90th percentile) in Irving saw their compensation grow 11.1% from $182,477 in 2019 to $202,742 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $215,925 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Irving metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Irving

Certain specializations particularly enhance earning potential in Irving, allowing senior actuaries to command premium salaries. Fields such as life and annuity, property & casualty, and pensions are especially lucrative, reflecting demand for skilled professionals capable of navigating complex regulatory environments and technological advancements. Employers also play a critical role in determining compensation; significant discrepancies exist among life insurance companies like Prudential or MetLife, health insurance firms such as UnitedHealth or Anthem, and consulting behemoths including Mercer and Aon. Advancement is often achievable through a clear pathway from actuarial analyst to managing actuary or chief actuary, especially when paired with advanced credentials like ASA or FSA. Progressing through the exam stages not only elevates an actuary’s professional standing but can also boost their salary significantly—every passed exam can yield an increase of $3,000 to $8,000. Thus, ongoing education and specialization will remain vital for those aiming for the top actuary salary in Irving.

Frequently Asked Questions

How much do experienced actuaries make in Irving in 2026?

Top-earning actuaries in Irving (90th percentile) make $209,230/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $74,243 more than the area median of $134,987 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Irving?

Higher actuary pay in Irving is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Irving?

The most impactful salary-boosting certifications for actuaries in Irving include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $134,987, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Irving?

Yes — the 90th percentile salary in Irving is $209,230, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Irving?

In Irving, the gap between entry level ($78,293) and top earners ($209,230) is $130,937, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $202,742 for actuaries in the Irving metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Irving is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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