Senior Actuary Salary in Galveston, TX: $200,250 (2026)
Quick Answer:The top tier of actuaries working in Galveston, TX — those at or above the 90th percentile — pull in $200,250/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Galveston's price premium (BEA RPP 96.0, 4% below national) and that top-decile pay carries the same buying power as $208,594 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In 2026, senior actuaries in Galveston, Texas, can anticipate a robust median annual salary of $129,194, with the top earners (P90) receiving significant compensation up to $200,250. This potential places the top actuary salary in Galveston slightly below the national average of $134,160, reflecting a competitive landscape in the region. The experience premium is evident when comparing the median figures to the upper thresholds, illustrating the financial benefits of advanced qualifications and years of dedication. Achieving compensation at this level typically requires a master’s understanding of actuarial science, coupled with extensive experience, often demanding both Associate and Fellow status (ASA or FSA) to climb the ranks in this lucrative market.
About the Galveston Market
Salary estimated from Texas average ($128,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Galveston
Experienced actuarys at the top of the pay scale in Galveston earn between $165,369 and $200,250 per year (2026 est.). This $124,259 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Galveston median of $129,194 sits 3.7% below the US median.
Top ASA, FSA Salary Comparison
| Level | Galveston | National |
|---|---|---|
| Median (P50) | $129,194 | $134,160 |
| 75th Percentile | $165,369 | $176,111 |
| 90th Percentile (Top 10%) | $200,250 | $221,983 |
In Galveston, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Galveston
Advanced Certifications in Texas
TX actuaries with additional specialty certifications within the actuarial science field earn significantly above the $129,194 median. Expanded-scope credentials are increasingly valued by Galveston employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Galveston command premium compensation, often reaching the $165,369–$200,250 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Galveston metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Galveston with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Galveston
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedGalveston ranks #25 of 109 Texas cities for top earner actuary salary (90th percentile: $200,250).
Top 10% actuary compensation in Galveston ($200,250) is 1.66% above the Texas average P90 ($196,983).
2019 BLS Actual
$174,646
2025 BLS Actual
$194,041
2026 Current Est.
$200,250
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Galveston (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $174,646 | Actual |
| 2020 | $176,820 | Actual |
| 2021 | $186,572 | Actual |
| 2022 | $179,788 | Actual |
| 2023 | $188,818 | Actual |
| 2024 | $191,056 | Actual |
| 2025 | $194,041 | Actual |
| 2026(current) | $200,250 | Estimated |
| 2027 | $206,658 | Projected |
Top-earning actuaries (90th percentile) in Galveston saw their compensation grow 11.1% from $174,646 in 2019 to $194,041 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $206,658 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Galveston metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Galveston
Focusing on the specializations that command premium pay in Galveston reveals lucrative opportunities in areas such as life and annuity, health, property and casualty (P&C), and enterprise risk management (ERM). Senior actuary pay in TX can vary widely depending on the employer type; actuaries in consulting firms like Mercer or Aon often earn more than their counterparts in insurance companies, reflecting differing market demands. Career advancement typically progresses through several milestones: moving from actuarial analyst to ASA, then to FSA or FCAS, and further into leadership roles like managing actuary or chief actuary. Each passed exam boosts earning potential, with completion of the ASA-to-FSA timeline often being essential for realizing significant salary growth. Furthermore, advanced credentials and specialties in predictive analytics and data science provide a further edge in compensation negotiations, making it vital for professionals in Galveston to pursue continuing education and strategic certifications throughout their careers.
More salary data for Galveston, TX:
Frequently Asked Questions
How much do experienced actuaries make in Galveston in 2026?
What drives higher actuary pay in Galveston?
What certifications boost actuary salary in Galveston?
Can experienced actuaries make six figures in Galveston?
How much does actuary salary increase over time in Galveston?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $194,041 for actuaries in the Galveston metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Galveston is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov