Actuary Pay

Senior Actuary Salary in Lawton, OK: $181,926 (2026)

Quick Answer:The top tier of actuaries working in Lawton, OK — those at or above the 90th percentile — pull in $181,926/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Lawton's price premium (BEA RPP 88.9, 11% below national) and that top-decile pay carries the same buying power as $204,641 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.

$181,926
Top 10% Earn
$87.46/hr
Top Hourly Rate
$150,235
75th Percentile
$181,926
90th Percentile

Based on BLS state-level estimates · View source

Actuary Senior Salary in Lawton, OK — 2026 est., based on 2025 BLS
Lawton, OK actuary senior salary overview (2026 est., based on 2025 BLS)

In Lawton, OK, senior actuaries can command impressive salaries that reflect their extensive expertise and top-tier positions within their organizations. The projected top earners in the market, those at the 90th percentile, can anticipate an annual salary of $181,926 in 2026, significantly surpassing the median annual salary of $117,371. This considerable gap emphasizes the experience premium associated with senior actuarial roles, highlighting the financial benefits of achieving advanced credentials and gaining specialized knowledge. To reach these upper salary echelons, actuaries must not only navigate their exam progression but also cultivate skills in high-demand areas like predictive analytics and enterprise risk management, ensuring they stand out in a competitive field.

About the Lawton Market

Salary estimated from Oklahoma average ($108,000) adjusted for local cost of living.

2026 Salary Percentile Distribution in Lawton

Vertical bar chart of 10th through 90th percentile salaries for actuarys in Lawton. The median salary is $117,371, compared to the national median of $134,160.$67.0K$98.0K$129.0K$160.0K$191.0K$74.5K10th Pctl$90.3K25th Pctl$117.4KMedian$150.2K75th Pctl$181.9K90th PctlUS Median$134.2K

Experienced actuarys at the top of the pay scale in Lawton earn between $150,235 and $181,926 per year (2026 est.). This $107,465 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Lawton median of $117,371 sits 12.51% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of actuary pay in the Lawton metro area.

Top ASA, FSA Salary Comparison

LevelLawtonNational
Median (P50)$117,371$134,160
75th Percentile$150,235$176,111
90th Percentile (Top 10%)$181,926$221,983

In Lawton, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Actuary Pay in Lawton

1

Advanced Certifications in Oklahoma

OK actuaries with additional specialty certifications within the actuarial science field earn significantly above the $117,371 median. Expanded-scope credentials are increasingly valued by Lawton employers.

2

Specialty Focus

Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Lawton command premium compensation, often reaching the $150,235–$181,926 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Lawton metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured actuaries in Lawton with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Actuaries in Oklahoma who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Actuary Career & Wage Growth Path in Lawton

Clinical Actuary

0-5 years
$74,461 – $117,371

Senior/Lead Actuary

5-10 years
$117,371 – $150,235

Actuary Department Manager

10+ years
$150,235+

Educator / Specialty Leadership

Advanced
Varies by role

Lawton ranks #8 of 27 Oklahoma cities for top earner actuary salary (90th percentile: $181,926).

Top 10% actuary compensation in Lawton ($181,926) is 0.39% above the Oklahoma average P90 ($181,217).

2019 BLS Actual

$158,665

2025 BLS Actual

$176,285

2026 Current Est.

$181,926

2019–2027 Growth

+18.3%

Salary Trajectory for Actuaries in Lawton (20192027)

2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.

BLS Actual Estimated Projected
Salary trajectory chart for actuaries in Lawton. Baseline $158,665 in 2025, projected to $187,748 by 2027.$138.2K$152.6K$167.1K$181.6K$196.0K2019202020212022202320242025202620272025 BLS$158.7K$160.6K$169.5K$163.3K$171.5K$146.5K$176.3K$181.9K$187.7K
YearAnnual SalaryStatus
2019$158,665Actual
2020$160,640Actual
2021$169,499Actual
2022$163,336Actual
2023$171,540Actual
2024$146,452Actual
2025$176,285Actual
2026(current)$181,926Estimated
2027$187,748Projected

Top-earning actuaries (90th percentile) in Lawton saw their compensation grow 11.1% from $158,665 in 2019 to $176,285 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $187,748 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20192025) are actual BLS OEWS figures for the Lawton metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Actuary Earnings in Lawton

Compensation for experienced actuaries in Lawton varies significantly depending on their area of expertise and the type of employer. Those specializing in life and annuity, health insurance, or property and casualty are particularly well-compensated, with firms like Prudential and State Farm offering some of the most competitive packages. Senior actuaries transitioning from consulting firms have the potential for higher pay, especially at major firms such as Mercer and Aon, where advanced credentials like FSA or FCAS can lead to substantial pay increases. The path to higher salaries typically involves progressing from an actuarial analyst to roles such as managing actuary or chief actuary, underscoring the importance of obtaining designations like ASA and FSA through a detailed exam progression that may span several years. Non-salary benefits, including study time allowances and signing bonuses for credential completions, further enhance the overall compensation package for these seasoned professionals in Lawton.

Frequently Asked Questions

How much do experienced actuaries make in Lawton in 2026?

Top-earning actuaries in Lawton (90th percentile) make $181,926/year, based on estimated 2026 salary (projected from 2025 BLS data at 3.20% annual growth). This is $64,555 more than the area median of $117,371 — representing a significant experience premium. Senior actuaries typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher actuary pay in Lawton?

Higher actuary pay in Lawton is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost actuary salary in Lawton?

The most impactful salary-boosting certifications for actuaries in Lawton include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $117,371, especially when combined with experience at specialty practices.

Can experienced actuaries make six figures in Lawton?

Yes — the 90th percentile salary in Lawton is $181,926, well above $100K. Actuaries with 10+ years of experience, advanced certifications, and strong negotiation skills are most likely to reach this level. Working at multiple practices, taking on mentoring responsibilities, or specializing in high-demand areas can further push earnings above six figures.

How much does actuary salary increase over time in Lawton?

In Lawton, the gap between entry level ($74,461) and top earners ($181,926) is $107,465, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

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MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $176,285 for actuaries in the Lawton metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Salary data for Lawton is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov

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