Senior Actuary Salary in Ardmore, OK: $174,952 (2026)
Quick Answer:The top tier of actuaries working in Ardmore, OK — those at or above the 90th percentile — pull in $174,952/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Ardmore's price premium (BEA RPP 88.9, 11% below national) and that top-decile pay carries the same buying power as $196,796 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In 2026, Ardmore will represent a promising market for experienced actuaries, showcasing a median annual compensation of $112,872. However, the most seasoned professionals can significantly exceed this figure, with top earners bringing home as much as $174,952 annually, reflecting the heightened value of extensive expertise in the industry. Compared to national averages, Ardmore's highest salaries are notably lower, as the national top actuary salary reaches $134,160. The significant difference between the median and the upper echelon illustrates the experience premium that can be attained with years of dedication and the right skill development. To reach these lucrative levels in Ardmore, actuaries must focus on specialized areas that are highly valued by employers in both consulting and insurance sectors, positioning themselves strategically within their organization.
About the Ardmore Market
Salary estimated from Oklahoma average ($108,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Ardmore
Experienced actuarys at the top of the pay scale in Ardmore earn between $144,476 and $174,952 per year (2026 est.). This $104,557 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Ardmore median of $112,872 sits 15.87% below the US median.
Top ASA, FSA Salary Comparison
| Level | Ardmore | National |
|---|---|---|
| Median (P50) | $112,872 | $134,160 |
| 75th Percentile | $144,476 | $176,111 |
| 90th Percentile (Top 10%) | $174,952 | $221,983 |
In Ardmore, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Ardmore
Advanced Certifications in Oklahoma
OK actuaries with additional specialty certifications within the actuarial science field earn significantly above the $112,872 median. Expanded-scope credentials are increasingly valued by Ardmore employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Ardmore command premium compensation, often reaching the $144,476–$174,952 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Ardmore metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Ardmore with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Oklahoma who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Ardmore
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedArdmore ranks #19 of 27 Oklahoma cities for top earner actuary salary (90th percentile: $174,952).
Top 10% actuary compensation in Ardmore ($174,952) is 3.46% below the Oklahoma average P90 ($181,217).
2019 BLS Actual
$152,582
2025 BLS Actual
$169,527
2026 Current Est.
$174,952
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Ardmore (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $152,582 | Actual |
| 2020 | $154,482 | Actual |
| 2021 | $163,001 | Actual |
| 2022 | $157,075 | Actual |
| 2023 | $164,964 | Actual |
| 2024 | $140,838 | Actual |
| 2025 | $169,527 | Actual |
| 2026(current) | $174,952 | Estimated |
| 2027 | $180,550 | Projected |
Top-earning actuaries (90th percentile) in Ardmore saw their compensation grow 11.1% from $152,582 in 2019 to $169,527 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $180,550 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Ardmore metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Ardmore
An essential catalyst for increasing earning potential in Ardmore is specialization in high-demand sectors, including life and annuity, health, and property & casualty insurance. Actuaries employed by life insurance companies like Prudential or MetLife may enjoy higher salaries compared to those in health insurance roles with firms such as UnitedHealth or Cigna. Furthermore, pursuing advanced credentials like Associate (ASA) or Fellow (FSA) status through the Society of Actuaries (SOA) can bolster senior actuary pay in OK, opening doors to leadership positions such as managing actuary or chief actuary. Each passed exam in the actuarial journey can translate into a direct pay increase, reinforcing the importance of a commitment to continuous education and examination success. Additionally, senior actuaries in consulting firms often command higher salaries than their counterparts in the insurance sector due to the premium placed on advanced analytical skills, predictive modeling, and real-time data interpretation, making strategic career moves a crucial component of maximizing compensation in Ardmore.
More salary data for Ardmore, OK:
Frequently Asked Questions
How much do experienced actuaries make in Ardmore in 2026?
What drives higher actuary pay in Ardmore?
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Can experienced actuaries make six figures in Ardmore?
How much does actuary salary increase over time in Ardmore?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $169,527 for actuaries in the Ardmore metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Ardmore is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov