Actuary Pay

Ardmore vs Oklahoma City: Actuary Salary (2026)

Compare actuary salaries between Ardmore, OK and Oklahoma City, OK. All figures are 2026 estimates projected from BLS 2025 data.

Ardmore, OK
$112,872
$54.26/hr
Oklahoma City, OK
$113,272
$54.46/hr

Side-by-Side Comparison

MetricArdmore, OKOklahoma City, OK
Median Salary$112,872$113,272
Hourly Rate$54.26$54.46
Entry Level (P10)$70,395$73,200
25th Percentile$85,655$82,828
75th Percentile$144,476$137,349
Top Earner (P90)$174,952$161,900
Total Employed750
Side-by-side bar chart comparing Ardmore ($112,872) and Oklahoma City ($113,272) actuary salaries.ArdmoreOklahoma CityMedian Salary$112,872$113,272Entry Level (P10)$70,395$73,200Top Earner (P90)$174,952$161,900US Median $134,160

Verdict

Oklahoma City, OK offers better overall compensation for actuaries, winning 3 out of 4 metrics compared to Ardmore.

The salary gap between Ardmore and Oklahoma City is $400 (0.35%). Oklahoma City's median is -15.57% compared to the US national median of $134,160.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Ardmore spans $104,557,Oklahoma City spans $88,700. Ardmore has a wider pay range, meaning more potential for high earners but also more variation.

Ardmore
P10 (Entry)$70,395
P25$85,655
Median$112,872
P75$144,476
P90 (Top)$174,952
Oklahoma City
P10 (Entry)$73,200
P25$82,828
Median$113,272
P75$137,349
P90 (Top)$161,900

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Ardmore ($126,965 effective) pays 1.34% more than Oklahoma City ($125,290 effective).

Ardmore
Nominal: $112,872
CoL Index: 88.9
Adjusted: $126,965
Oklahoma City
Nominal: $113,272
CoL Index: 90.408
Adjusted: $125,290

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Ardmore if…

  • Better top-earner potential ($174,952)
  • Better purchasing power (CoL-adjusted: $126,965)
  • You prefer the Oklahoma area and lifestyle

Choose Oklahoma City if…

  • Higher median salary ($113,272/year)
  • Larger job market (50 employed)
  • You prefer the Oklahoma area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, actuary salaries in Ardmore grew 20.4% from 2024 to 2025, compared to 38.8% growth in Oklahoma City over the same period.

Ardmore, OK

+20.4%

$90,863 (2024) → $109,372 (2025)

Oklahoma City, OK

+38.8%

$79,090 (2021) → $109,760 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays actuarys more: Ardmore or Oklahoma City?

Oklahoma City has a higher median actuary salary at $113,272/year, compared to Ardmore at $112,872/year — a difference of $400 (0.35%).

What is the hourly rate difference between Ardmore and Oklahoma City?

Ardmore actuarys earn $54.26/hr while Oklahoma City hygienists earn $54.46/hr (2026 est.).

Should I relocate from Ardmore to Oklahoma City as a actuary?

Consider more than just salary when comparing Ardmore and Oklahoma City. Factor in cost of living (CoL-adjusted: Ardmore = $126,965, Oklahoma City = $125,290), job availability (7 vs 50 employed), commute, and career growth potential.

What do entry-level actuarys earn in Ardmore vs Oklahoma City?

Entry-level (10th percentile) actuarys earn $70,395 in Ardmore and $73,200 in Oklahoma City. The Oklahoma City area offers higher starting salaries.
MC

Written by Maria Chen, FSA, MAAA

Career Analyst

Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.

Clinically reviewed by David Patel, ASA, MAAAData verified by Aisha Khan, FSA, CERA

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 3.20% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov