Senior Actuary Salary in Oxford, OH: $177,966 (2026)
Quick Answer:The top tier of actuaries working in Oxford, OH — those at or above the 90th percentile — pull in $177,966/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Oxford's price premium (BEA RPP 90.7, 9% below national) and that top-decile pay carries the same buying power as $196,214 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Senior actuaries in Oxford, OH, have the potential to earn a top actuary salary of $177,966, reflecting a significant income tier compared to the median annual salary of $114,817 projected for 2026. This vast discrepancy emphasizes the experience premium that seasoned actuaries garner as they ascend in their careers, particularly in the competitive local market. Achieving this upper echelon of income generally requires not only extensive experience—typically seven years or more—but also advanced credentials such as the Fellow of the Society of Actuaries (FSA) or Fellow of the Casualty Actuarial Society (FCAS). Actuaries who excel in high-demand specializations can leverage their expertise to secure positions that offer exceptional salaries, positioning themselves well against national benchmarks.
About the Oxford Market
Salary estimated from Ohio average ($120,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Oxford
Experienced actuarys at the top of the pay scale in Oxford earn between $144,755 and $177,966 per year (2026 est.). This $107,965 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Oxford median of $114,817 sits 14.42% below the US median.
Top ASA, FSA Salary Comparison
| Level | Oxford | National |
|---|---|---|
| Median (P50) | $114,817 | $134,160 |
| 75th Percentile | $144,755 | $176,111 |
| 90th Percentile (Top 10%) | $177,966 | $221,983 |
In Oxford, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Oxford
Advanced Certifications in Ohio
OH actuaries with additional specialty certifications within the actuarial science field earn significantly above the $114,817 median. Expanded-scope credentials are increasingly valued by Oxford employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Oxford command premium compensation, often reaching the $144,755–$177,966 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Oxford metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Oxford with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Ohio who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Oxford
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedOxford ranks #55 of 67 Ohio cities for top earner actuary salary (90th percentile: $177,966).
Top 10% actuary compensation in Oxford ($177,966) is 0.59% below the Ohio average P90 ($179,023).
2019 BLS Actual
$155,211
2025 BLS Actual
$172,448
2026 Current Est.
$177,966
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Oxford (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $155,211 | Actual |
| 2020 | $157,143 | Actual |
| 2021 | $165,810 | Actual |
| 2022 | $159,781 | Actual |
| 2023 | $167,806 | Actual |
| 2024 | $159,182 | Actual |
| 2025 | $172,448 | Actual |
| 2026(current) | $177,966 | Estimated |
| 2027 | $183,661 | Projected |
Top-earning actuaries (90th percentile) in Oxford saw their compensation grow 11.1% from $155,211 in 2019 to $172,448 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $183,661 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Oxford metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Oxford
Across various sectors, specialized skills increasingly dictate salary ranges and growth opportunities for senior actuaries in Oxford. Disciplines such as life and annuity, enterprise risk management (ERM), and predictive analytics are particularly lucrative, attracting premium compensation from employers such as large insurance companies, consulting firms, and reinsurance organizations. Actuaries employed by consulting firms like Mercer or Aon often earn more than their peers in traditional insurance roles, underscoring the pay gradient in this field. On a career trajectory, the path typically starts from actuarial analyst to Associate (ASA), and culminates in completing the requirements for Fellowship. This pathway not only expands an actuary's technical expertise but also enhances their marketability and earning potential, with significant increases evident after passing each tier of exams. Non-salary benefits, such as study time, signing bonuses for credential completion, and structured pay raises tied to exam progression, further incentivize actuaries to invest in their long-term career development in Ohio.
More salary data for Oxford, OH:
Frequently Asked Questions
How much do experienced actuaries make in Oxford in 2026?
What drives higher actuary pay in Oxford?
What certifications boost actuary salary in Oxford?
Can experienced actuaries make six figures in Oxford?
How much does actuary salary increase over time in Oxford?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $172,448 for actuaries in the Oxford metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Oxford is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov