Senior Actuary Salary in Roseville, MI: $188,783 (2026)
Quick Answer:The top tier of actuaries working in Roseville, MI — those at or above the 90th percentile — pull in $188,783/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Roseville's price premium (BEA RPP 93.2, 7% below national) and that top-decile pay carries the same buying power as $202,557 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
Senior actuaries in Roseville, Michigan are positioned to earn competitive salaries in 2026, with the potential to reach the 90th percentile pay of $188,783. This number highlights a significant disparity between the median annual salary of $121,796 and the top tier compensation, which underscores the financial incentives for seasoned professionals in the field. Achieving top actuation results involves a blend of advanced expertise and specialization. Those with extensive experience typically transition into senior roles by demonstrating proficiency in critical areas such as predictive analytics, capital modeling, and enterprise risk management, which are increasingly valuable in today’s evolving market.
About the Roseville Market
Salary estimated from Michigan average ($120,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Roseville
Experienced actuarys at the top of the pay scale in Roseville earn between $155,898 and $188,783 per year (2026 est.). This $116,744 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Roseville median of $121,796 sits 9.22% below the US median.
Top ASA, FSA Salary Comparison
| Level | Roseville | National |
|---|---|---|
| Median (P50) | $121,796 | $134,160 |
| 75th Percentile | $155,898 | $176,111 |
| 90th Percentile (Top 10%) | $188,783 | $221,983 |
In Roseville, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Roseville
Advanced Certifications in Michigan
MI actuaries with additional specialty certifications within the actuarial science field earn significantly above the $121,796 median. Expanded-scope credentials are increasingly valued by Roseville employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Roseville command premium compensation, often reaching the $155,898–$188,783 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Roseville metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Roseville with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Michigan who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Roseville
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedRoseville ranks #29 of 52 Michigan cities for top earner actuary salary (90th percentile: $188,783).
Top 10% actuary compensation in Roseville ($188,783) is 4.46% above the Michigan average P90 ($180,728).
2019 BLS Actual
$164,645
2025 BLS Actual
$182,929
2026 Current Est.
$188,783
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Roseville (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $164,645 | Actual |
| 2020 | $166,694 | Actual |
| 2021 | $175,887 | Actual |
| 2022 | $169,492 | Actual |
| 2023 | $178,005 | Actual |
| 2024 | $168,857 | Actual |
| 2025 | $182,929 | Actual |
| 2026(current) | $188,783 | Estimated |
| 2027 | $194,824 | Projected |
Top-earning actuaries (90th percentile) in Roseville saw their compensation grow 11.1% from $164,645 in 2019 to $182,929 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $194,824 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Roseville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Roseville
Compensation structures for experienced actuaries in Roseville reflect their specialization and the type of employer. For instance, professionals in life and annuity sectors may experience different pay scales compared to those in property and casualty insurance or consulting firms like Mercer or Aon. As senior actuaries move from roles as actuarial analysts to positions like chief actuary, having advanced credentials such as ASA or FSA becomes imperative, with their completion often impacting salary progression dramatically. For instance, a passed exam can add $3,000 to $8,000 to base pay, illustrating the direct correlation between professional development and compensation. Additionally, while consulting firms may offer premium salaries for FSAs/FCAS, understanding the nuances of these markets can help actuaries navigate their career paths effectively.
More salary data for Roseville, MI:
Frequently Asked Questions
How much do experienced actuaries make in Roseville in 2026?
What drives higher actuary pay in Roseville?
What certifications boost actuary salary in Roseville?
Can experienced actuaries make six figures in Roseville?
How much does actuary salary increase over time in Roseville?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $182,929 for actuaries in the Roseville metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Roseville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov