Senior Actuary Salary in Barnstable, MA: $219,320 (2026)
Quick Answer:The top tier of actuaries working in Barnstable, MA — those at or above the 90th percentile — pull in $219,320/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 15-2011. Strip back Barnstable's price premium (BEA RPP 108.5, 9% above national) and that top-decile pay carries the same buying power as $202,138 in average-cost America. The 55% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
In 2026, the potential for top earners within the Barnstable, Massachusetts area is significant. With a projected salary range reaching as high as $219,320 for the top decile (P90), experienced actuaries can expect a substantial financial reward for their expertise. The median annual salary of $141,496 indicates a marked premium for specialists who have invested years in their careers, highlighting a notable gap between this figure and the upper echelons of pay. Achieving such a salary in Barnstable typically requires advanced certifications such as FSA/FCAS, a robust understanding of complex actuarial principles, and, importantly, a proficiency in specialized fields like predictive analytics and enterprise risk management.
About the Barnstable Market
Salary estimated from Massachusetts average ($142,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Barnstable
Experienced actuarys at the top of the pay scale in Barnstable earn between $180,827 and $219,320 per year (2026 est.). This $135,964 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Barnstable median of $141,496 sits 5.47% above the US median.
Top ASA, FSA Salary Comparison
| Level | Barnstable | National |
|---|---|---|
| Median (P50) | $141,496 | $134,160 |
| 75th Percentile | $180,827 | $176,111 |
| 90th Percentile (Top 10%) | $219,320 | $221,983 |
In Barnstable, experienced actuaries (P90) earn 55.00% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Actuary Pay in Barnstable
Advanced Certifications in Massachusetts
MA actuaries with additional specialty certifications within the actuarial science field earn significantly above the $141,496 median. Expanded-scope credentials are increasingly valued by Barnstable employers.
Specialty Focus
Actuaries focusing on high-acuity or specialty areas within the actuarial science field in Barnstable command premium compensation, often reaching the $180,827–$219,320 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Barnstable metro area often pay above-market rates for experienced actuaries who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured actuaries in Barnstable with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Actuaries in Massachusetts who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Actuary Career & Wage Growth Path in Barnstable
Clinical Actuary
0-5 yearsSenior/Lead Actuary
5-10 yearsActuary Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedBarnstable ranks #35 of 57 Massachusetts cities for top earner actuary salary (90th percentile: $219,320).
Top 10% actuary compensation in Barnstable ($219,320) is 0.38% above the Massachusetts average P90 ($218,498).
2019 BLS Actual
$191,277
2025 BLS Actual
$212,519
2026 Current Est.
$219,320
2019–2027 Growth
+18.3%
Salary Trajectory for Actuaries in Barnstable (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 3.20% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $191,277 | Actual |
| 2020 | $193,658 | Actual |
| 2021 | $204,338 | Actual |
| 2022 | $196,909 | Actual |
| 2023 | $206,798 | Actual |
| 2024 | $232,136 | Actual |
| 2025 | $212,519 | Actual |
| 2026(current) | $219,320 | Estimated |
| 2027 | $226,338 | Projected |
Top-earning actuaries (90th percentile) in Barnstable saw their compensation grow 11.1% from $191,277 in 2019 to $212,519 in 2025, based on 7 years of BLS OEWS data for this metropolitan area. At a 3.20% annual growth rate, senior-level pay is projected to reach $226,338 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Barnstable metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 3.20% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Actuary Earnings in Barnstable
Compensation for senior actuaries in Barnstable varies significantly based on specialization and employer type. Areas such as life and annuity, health insurance, and property & casualty insurance commands higher salaries, reflecting the diverse needs of local firms, whether they be major insurers like Prudential and Cigna or consulting giants like Aon and Milliman. Those pursuing leadership roles, whether advancing from an actuary analyst to a managing actuary or consulting practice principal, will find their earnings grow considerably with each accomplished actuarial exam. This competitive environment encourages actuaries to pursue advanced credentials, as passing exams correlates with salary increases. Moreover, the unique combination of skills demanded in the current market, including familiarity with emerging data science methodologies, positions senior actuaries well for elevated compensation in the years ahead.
More salary data for Barnstable, MA:
Frequently Asked Questions
How much do experienced actuaries make in Barnstable in 2026?
What drives higher actuary pay in Barnstable?
What certifications boost actuary salary in Barnstable?
Can experienced actuaries make six figures in Barnstable?
How much does actuary salary increase over time in Barnstable?
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Written by Maria Chen, FSA, MAAA
Career Analyst
Maria has 10 years of experience in life insurance. She specializes in risk assessment and pricing strategies.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $212,519 for actuaries in the Barnstable metro area. A 3.20% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Barnstable is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 3.20%, derived from historical BLS wage trends for actuarys (SOC 15-2011).
Compiled and verified by Maria Chen, FSA, MAAA, a licensed actuary with 10+ years of clinical experience. · View source data at BLS.gov